How many mortgage brokers are in Southwark?

13 FCA-regulated firms are listed for Southwark. Common focus areas include Buy-to-Let, Bridging, Holiday Lets, Commercial, Portfolio.

Why use a mortgage broker in Southwark instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Southwark often know which underwriters are comfortable with nearby property types and survey quirks. With prices softening, London buyers have more negotiating power than in recent years. A broker with access to lenders comfortable with higher loan amounts is essential — the average mortgage here exceeds £400,000.

What does mortgage advice typically cost in Southwark?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Southwark?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Bridging, Holiday Lets), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Southwark with adverse credit?

Often yes. Southwark has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Southwark, London

Q: What do typical property prices look like in Southwark?

The average price in our data is £589,636 (up 1.6% year-on-year). London saw a 1% annual price decrease in 2025, making it the only English region where prices fell. Higher stamp duty thresholds introduced in April 2025 and elevated mortgage rates continue to weigh on demand, particularly in prime central areas.

About Southwark

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Southwark
#	Broker	Verified	Rating
1	Portico Finance	Unverified	5.0 (36)
2	Caenstone Canary Wharf Mortgage Broker	Unverified	5.0 (83)
3	Mojo Mortgages	Unverified	5.0 (41)
4	Francis Stone Ltd	Unverified	4.9 (31)
5	Alexander Hall London Bridge	Unverified	4.7 (69)
6	Monopoly Mortgages	Unverified	4.7 (14)
7	Mantra Group	Unverified	4.4 (7)
8	Proportunity	Unverified	4.2 (21)
9	Eternity Home Finance	Unverified	-
10	Charles Cameron & Associates	Unverified	-

Local snapshot

Southwark (London) lists 13 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £589,636 — up 1.6% year-on-year.

London saw a 1% annual price decrease in 2025, making it the only English region where prices fell. Higher stamp duty thresholds introduced in April 2025 and elevated mortgage rates continue to weigh on demand, particularly in prime central areas.

What local advisers focus on

Together they cover Buy-to-Let, Bridging, Holiday Lets, Commercial, Portfolio — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Southwark?: 13 FCA-regulated firms are listed for Southwark. Common focus areas include Buy-to-Let, Bridging, Holiday Lets, Commercial, Portfolio.
What do typical property prices look like in Southwark?: The average price in our data is £589,636 (up 1.6% year-on-year). London saw a 1% annual price decrease in 2025, making it the only English region where prices fell. Higher stamp duty thresholds introduced in April 2025 and elevated mortgage rates continue to weigh on demand, particularly in prime central areas.
Why use a mortgage broker in Southwark instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Southwark often know which underwriters are comfortable with nearby property types and survey quirks. With prices softening, London buyers have more negotiating power than in recent years. A broker with access to lenders comfortable with higher loan amounts is essential — the average mortgage here exceeds £400,000.
What does mortgage advice typically cost in Southwark?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Southwark?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Bridging, Holiday Lets), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £589,636.

Annual movement about 1.6% (rising).

Mix of home types (averages)

Detached: £1,758,535
Semi-detached: £1,244,018
Terraced: £850,970
Flats: £486,335
First-time buyer purchases: £517,450

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 13 firms side by side. 1 shows 10+ years trading history.

Collective review score is 4.7/5 across 8 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Bridging, Holiday Lets, Commercial. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

Averages near £589,636 push more cases into larger loans and non-standard security conversations — underwriting gets picky on valuers and lease terms.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Southwark is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Southwark

Directory snapshot — Southwark

Need help choosing a broker?

Top 10 mortgage brokers in Southwark

Portico Finance

Caenstone Canary Wharf Mortgage Broker

Mojo Mortgages

Francis Stone Ltd

Alexander Hall London Bridge

Monopoly Mortgages

Mantra Group

Proportunity

Eternity Home Finance

Charles Cameron & Associates

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Market data for Southwark

Market data panel