How many mortgage brokers are in Barnet?

43 FCA-regulated firms are listed for Barnet. Common focus areas include Buy-to-Let, Bridging, Commercial, Development, Ltd Co.

Why use a mortgage broker in Barnet instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Barnet often know which underwriters are comfortable with nearby property types and survey quirks. With prices softening, London buyers have more negotiating power than in recent years. A broker with access to lenders comfortable with higher loan amounts is essential — the average mortgage here exceeds £400,000.

What does mortgage advice typically cost in Barnet?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Barnet?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Bridging, Commercial), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Barnet with adverse credit?

Often yes. Barnet has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Barnet, London

Q: What do typical property prices look like in Barnet?

The average price in our data is £594,093 (down 4.5% year-on-year). London saw a 1% annual price decrease in 2025, making it the only English region where prices fell. Higher stamp duty thresholds introduced in April 2025 and elevated mortgage rates continue to weigh on demand, particularly in prime central areas.

About Barnet

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Barnet
#	Broker	Verified	Rating
1	Next Step Mortgages Ltd	Unverified	5.0 (22)
2	Noya Wealth	Unverified	5.0 (30)
3	Cedar House Financial Services Ltd	Unverified	5.0 (1)
4	Direct 2 Lender Private Finance Ltd	Unverified	5.0 (5)
5	Source All Mortgages	Unverified	5.0 (123)
6	Safeguard Mortgages Limited	Unverified	5.0 (154)
7	London Financial Advisors Limited	Unverified	5.0 (59)
8	Clever Financial Services	Unverified	5.0 (127)
9	Rhodes Advisory Services LLP	Unverified	5.0 (183)
10	Business Loans Guidance	Unverified	5.0 (23)

Local snapshot

Barnet (London) lists 43 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £594,093 — down 4.5% year-on-year.

London saw a 1% annual price decrease in 2025, making it the only English region where prices fell. Higher stamp duty thresholds introduced in April 2025 and elevated mortgage rates continue to weigh on demand, particularly in prime central areas.

What local advisers focus on

Together they cover Buy-to-Let, Bridging, Commercial, Development, Ltd Co, Portfolio — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Barnet?: 43 FCA-regulated firms are listed for Barnet. Common focus areas include Buy-to-Let, Bridging, Commercial, Development, Ltd Co.
What do typical property prices look like in Barnet?: The average price in our data is £594,093 (down 4.5% year-on-year). London saw a 1% annual price decrease in 2025, making it the only English region where prices fell. Higher stamp duty thresholds introduced in April 2025 and elevated mortgage rates continue to weigh on demand, particularly in prime central areas.
Why use a mortgage broker in Barnet instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Barnet often know which underwriters are comfortable with nearby property types and survey quirks. With prices softening, London buyers have more negotiating power than in recent years. A broker with access to lenders comfortable with higher loan amounts is essential — the average mortgage here exceeds £400,000.
What does mortgage advice typically cost in Barnet?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Barnet?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Bridging, Commercial), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £594,093.

Annual movement about 4.5% (falling).

Mix of home types (averages)

Detached: £1,550,292
Semi-detached: £834,044
Terraced: £625,253
Flats: £372,714
First-time buyer purchases: £467,304

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 43 firms side by side. 1 shows 10+ years trading history.

Collective review score is 4.9/5 across 32 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Bridging, Commercial, Development. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

Averages near £594,093 push more cases into larger loans and non-standard security conversations — underwriting gets picky on valuers and lease terms.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Barnet is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Barnet

Directory snapshot — Barnet

Need help choosing a broker?

Top 10 mortgage brokers in Barnet

Next Step Mortgages Ltd

Noya Wealth

Cedar House Financial Services Ltd

Direct 2 Lender Private Finance Ltd

Source All Mortgages

Safeguard Mortgages Limited

London Financial Advisors Limited

Clever Financial Services

Rhodes Advisory Services LLP

Business Loans Guidance

More areas in London

Explore Postcode Districts Near Barnet

Market data for Barnet

Market data panel