Bank of England MPC meetings
The Monetary Policy Committee sets Bank Rate to meet the 2% CPI target. The date below is the next published announcement. A meeting is not a new mortgage offer.
5 Nov 2026
- Last meeting
- 17 Sept 2026 · Held at 3.75%
- Publishes
- Summary, minutes, and Monetary Policy Report
- Bank Rate now
- 3.75%
Previous, next, following
Three dates, in order. The next date is the one in the hero. Past results come from the Bank Rate series, not from a rewritten note.
Previous
17 Sept 2026
Held at 3.75%
Next
5 Nov 2026
Summary, minutes, and Monetary Policy Report
Following
17 Dec 2026
Summary and minutes
The schedule
The next announcement is the first row, then the meetings after it. Past decisions follow, most recent first. A future row stays scheduled until that day has passed and the Bank Rate series has moved, or stayed where it was.
| Date | Published | Bank Rate |
|---|---|---|
| 5 Nov 2026Next | Summary, minutes, and Monetary Policy Report | Scheduled |
| 17 Dec 2026 | Summary and minutes | Scheduled |
| 4 Feb 2027 | Summary, minutes, and Monetary Policy Report | Scheduled |
| 18 Mar 2027 | Summary and minutes | Scheduled |
| 29 Apr 2027 | Summary, minutes, and Monetary Policy Report | Scheduled |
| 17 Jun 2027 | Summary and minutes | Scheduled |
| 29 Jul 2027 | Summary, minutes, and Monetary Policy Report | Scheduled |
| 16 Sept 2027 | Summary and minutes | Scheduled |
| 4 Nov 2027 | Summary, minutes, and Monetary Policy Report | Scheduled |
| 16 Dec 2027 | Summary and minutes | Scheduled |
| 17 Sept 2026 | Summary and minutes | Held at 3.75% |
| 30 Jul 2026 | Summary, minutes, and Monetary Policy Report | Held at 3.75% |
| 18 Jun 2026 | Summary and minutes | Held at 3.75% |
| 30 Apr 2026 | Summary, minutes, and Monetary Policy Report | Held at 3.75% |
| 19 Mar 2026 | Summary and minutes | Held at 3.75% |
| 5 Feb 2026 | Summary, minutes, and Monetary Policy Report | Held at 3.75% |
What a decision day means for a mortgage
The last announcement was 17 Sept 2026: Held at 3.75%. The vote and the minutes stay on the Bank of England site.
Fixed-rate payments stay on the rate in the offer through the fixed period, whether the committee holds or changes Bank Rate. The deals lenders offer to new borrowers can move as the decision approaches.
Tracker pay rates follow Bank Rate plus a margin. They change when that series changes. A hold leaves the margin sitting on the same Bank Rate.
Standard variable rate is set by each lender after a decision. Lenders do not have to match the committee's move, or its timing.
The inflation print the committee is aiming at is on the CPI page. For a personal situation, speak to an FCA-authorised mortgage broker. Mortgage118 does not give regulated advice.
Common questions
Quick answers — not regulated advice.
Does an MPC meeting change my mortgage payment?
Only if your product follows Bank Rate and the committee changes it, or if your lender then changes its standard variable rate. A fixed rate stays as agreed until the fix ends.
What is published on the day?
Every announcement includes the decision, a summary, and the minutes. Four meetings a year also include the Monetary Policy Report. Those documents are the Bank of England's, and this page links to the official schedule.
Where is the authoritative calendar?
More on Mortgage118
The rate and the inflation target sit next to this calendar.
Read the Bank of England base rate, the CPI print, or with an FCA-authorised adviser.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice.Always verify details directly and seek independent advice before making financial decisions.