Mortgage118 is a UK directory of 6,000+ FCA-authorised mortgage brokers. Compare brokers by specialisation, location, and client reviews. We're a free comparison service — not a broker — and we are not FCA-authorised and do not provide mortgage advice. Always verify a broker on the FCA register before you contact anyone.
A broker directory lets you compare many FCA-authorised advisers side by side instead of relying on a single referral. Mortgage118 lists thousands of firms across England, Scotland, and Wales, filterable by specialisation (buy-to-let, commercial, adverse credit, bridging, and more) and by location. Using the directory is free for borrowers.
Mortgage brokers can access multiple lenders and help you navigate criteria, paperwork, and product choice. Whether a broker is right for you depends on your circumstances — this guide explains how to use the directory, not whether you should take a mortgage.
Before you search, be clear about:
Use specialisation pages to understand categories, then return to the broker map with filters applied.
All mortgage brokers in the UK must be authorised by the Financial Conduct Authority (FCA) for regulated activities. Mortgage118 checks listed firms against the register, but you should always verify before sharing personal data or paying fees.
On each profile, compare:
Shortlist three to five firms, then contact them with the same scenario so you can compare approach and clarity — not just headline claims.
Whole of market brokers can usually search a wide range of lenders. Panel brokers work with a defined set of lenders. Tied or single-lender advisers recommend products from one provider. Ask each broker which applies and how that affects your options.
Many residential brokers are paid by the lender on completion and do not charge you a fee. Others charge a broker fee, or a combination. Commercial and specialist cases often involve explicit fees. Ask for a written breakdown before you proceed. See our how we make money page for how Mortgage118 is funded.
If you prefer not to browse the map, use get matched to describe your scenario. We route enquiries to relevant brokers; you choose who to speak to. We do not recommend a single “best” broker for your case.
Browse by country and town or postcode districts when local presence matters. Directory stats (broker counts, common specialisations) are informational — always confirm suitability with the broker.
No. We are a directory and comparison service. Speak to an FCA-authorised broker for regulated advice.
No. Listing means the firm appears in our directory with data we believe is accurate at last check. Suitability depends on your needs — you must assess that with the broker.
Use our complaints and corrections page or email [email protected] with the profile URL.