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Free FCA Compliance Checker for Mortgage Broker Websites

Paste any UK mortgage broker URL. It's 100% free, and we scan the site against the full FCA Handbook, UK GDPR, Consumer Duty requirements, plus website performance and SEO fundamentals — and grade it in under 60 seconds.

Every scan checks:
FCA compliance
GDPR
Website performance
SEO

What we check

Statutory footer
Risk warnings
Consumer Duty
Complaints & redress
Technical & data compliance
Financial promotion (MCOB 3)
Third-party links
Data protection (UK GDPR)
Website performance
SEO fundamentals
FCA Register verification (FRN cross-check)
AI-reviewed prose compliance (prominence, balance, advice disclaimer)

Penalties for non-compliance

The FCA can take a range of supervisory and enforcement action where firms fall short of its rules and standards. Depending on the facts, that can include requiring remedial work, public statements, financial penalties, and — in serious cases — action affecting individuals or firms' permissions.

Public websites matter because unclear financial promotions, missing disclosures, or unfair customer journeys can increase regulatory, complaint, and reputational risk — especially under Consumer Duty and financial promotions requirements.

This scan is not legal or compliance advice and does not predict regulatory outcomes. Penalties depend on the specific case, harm, and cooperation.

Free FCA Compliance Checker for Mortgage Broker Websites | Mortgage118 | Mortgage118