Find the Best Mortgage Brokers or Advisers in England
Browse FCA-authorised mortgage brokers across England by region and town. England has the widest mix of lenders and specialisms on Mortgage118 — from first-time buyer advice in the Midlands to buy-to-let and commercial finance in London and the South East. Filter by location, specialisation, and reviews, then verify any firm on the FCA register before you proceed.
5,045
FCAFCA Brokers
3,345
TopTop Rated
28
Verified
4.8
AvgAvg Rating
There are 5,045 approved mortgage brokers in England, including 28 verified and 3,345 rated 4.5 or above. Top specialisations include Buy-to-Let, Commercial, Bridging.
Directory snapshot — England
Directory data as of 1 June 2026
- Listed brokers
- 5,045
- Verified profiles
- 28
- Average rating
- 4.8 / 5
- Typical sold price (HPI)
- £291,865
Most common specialisations locally
FCA-regulated advisers
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Top 10 mortgage brokers in England
| # | Broker | Verified | Rating |
|---|---|---|---|
| 1 | AS Financial | 5.0 (503) | |
| 2 | Reassured | 5.0 (4,200) | |
| 3 | Tembo | 5.0 (3,135) | |
| 4 | Creditplus | 5.0 (2,179) | |
| 5 | No1 Currency Exchange Crawley (The Pavilion Queens Square) | 5.0 (1,516) | |
| 6 | No1 Currency Exchange Portsmouth, Commercial Road | 5.0 (1,510) | |
| 7 | Yellow Brick Mortgages | 5.0 (1,202) | |
| 8 | Create Finance | 5.0 (1,168) | |
| 9 | Advantage FS - Bristol Mortgage Broker | 5.0 (876) | |
| 10 | No1 Currency Exchange Doncaster (Frenchgate Shopping Centre) | 5.0 (871) |
Showing 10 of 5,045 brokers. Open the map to browse the full list.
Explore More Regions in England
Find mortgage brokers in different regions across England
Market data for England
House price figures from the UK House Price Index. For the Bank of England base rate, see our dedicated page (also in the site footer).
Market data panel
Unified 10-year view: average price, annual change, and current property-type levels in one chart.
Time window
June 2016 to January 2026
10 years window mean: £255,972 · Annual change mean: 3.6%
LHS shows monthly average prices in GBP; RHS shows monthly year-on-year % change. Dashed horizontal lines show latest property-type levels (December 2025).
Source: HM Land Registry UK House Price IndexUpdated: 01/06/2026
About England
Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.
Local snapshot
England lists 50 FCA-regulated mortgage brokers on Mortgage118 (1 verified). Typical sold prices here average £291,865 — up 1.7% year-on-year.
What local advisers focus on
Together they cover Buy-to-Let, Adverse Credit, Commercial, Bridging, Ltd Co, Portfolio — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.
Quick answers
- How many mortgage brokers are in England?
- 50 FCA-regulated firms are listed for England; 1 have verified profiles. Common focus areas include Buy-to-Let, Adverse Credit, Commercial, Bridging, Ltd Co.
- What do typical property prices look like in England?
- The average price in our data is £291,865 (up 1.7% year-on-year).
- Why use a mortgage broker in England instead of only my bank?
- Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in England often know which underwriters are comfortable with nearby property types and survey quirks.
- What does mortgage advice typically cost in England?
- Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
- What should I check before choosing a broker in England?
- Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Adverse Credit, Commercial), and read reviews. You want plain-English options, not a single “take it or leave it” product.
Prices and rates
Typical prices £291,865.
Annual movement about 1.7% (rising).
Mix of home types (averages)
- Detached: £471,667
- Semi-detached: £289,135
- Terraced: £244,830
- Flats: £219,340
- First-time buyer purchases: £244,799
Borrowing costs in context
The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.
Choosing advice
You can compare 50 firms side by side (1 verified on-site). 2 show 10+ years trading history.
Collective review score is 5.0/5 across 50 brokers with ratings — use it alongside specialisms and fee transparency.
Strongest demand on our list is for Buy-to-Let, Adverse Credit, Commercial, Bridging. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.
Street-level detail
On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.
Most offer a no-obligation first call so you can sense-check strategy before paying anything.
From application to completion
- Shortlist two or three firms from the list above that match your situation (England is already filtered for you).
- Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
- Book a first call — use it to test clarity and responsiveness, not just the rate quote.
- Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.