Find the Best Mortgage Brokers or Advisers in North West
Find the best FCA regulated mortgage brokers & advisers in North West, England. Get expert help with home buying, remortgaging, equity release and more.
631
FCAFCA Brokers
416
TopTop Rated
3
Verified
4.8
AvgAvg Rating
There are 631 approved mortgage brokers in North West, England, including 3 verified and 416 rated 4.5 or above. Top specialisations include Buy-to-Let, Commercial, Bridging.
Directory snapshot — North West
Directory data as of 31 May 2026
- Listed brokers
- 631
- Verified profiles
- 3
- Average rating
- 4.8 / 5
- Typical sold price (HPI)
- £217,428
Most common specialisations locally
FCA-regulated advisers
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Top 10 mortgage brokers in North West
| # | Broker | Verified | Rating |
|---|---|---|---|
| 1 | The Thomas Harvey Partnership | 5.0 (158) | |
| 2 | JF Financial Solutions | 5.0 (133) | |
| 3 | Martland Mortgages | - | |
| 4 | Carl Cashman - Financial Services | 5.0 (35) | |
| 5 | Eden House Financial Services | 5.0 (14) | |
| 6 | Jane Parton mortgage Studio | 5.0 (156) | |
| 7 | Embrace Financial Services - Bamber Bridge | 5.0 (3) | |
| 8 | Pinkerton Financial Services | 5.0 (39) | |
| 9 | Blackstone Finanical Management | 5.0 (10) | |
| 10 | Birtles Mortgage & Financial Solutions Ltd | 5.0 (53) |
Showing 10 of 631 brokers. Open the map to browse the full list.
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Market data for North West
House price figures from the UK House Price Index. For the Bank of England base rate, see our dedicated page (also in the site footer).
Market data panel
Unified 10-year view: average price, annual change, and current property-type levels in one chart.
Time window
May 2016 to January 2026
10 years window mean: £174,650 · Annual change mean: 5.0%
LHS shows monthly average prices in GBP; RHS shows monthly year-on-year % change. Dashed horizontal lines show latest property-type levels (December 2025).
Source: HM Land Registry UK House Price IndexUpdated: 31/05/2026
About North West
Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.
Local snapshot
North West (England) lists 631 FCA-regulated mortgage brokers on Mortgage118 (3 verified). Typical sold prices here average £217,428 — up 4.5% year-on-year.
The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.
What local advisers focus on
Together they cover Buy-to-Let, Commercial, Bridging, Adverse Credit, Ltd Co, Development — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.
Quick answers
- How many mortgage brokers are in North West?
- 631 FCA-regulated firms are listed for North West; 3 have verified profiles. Common focus areas include Buy-to-Let, Commercial, Bridging, Adverse Credit, Ltd Co.
- What do typical property prices look like in North West?
- The average price in our data is £217,428 (up 4.5% year-on-year). The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.
- Why use a mortgage broker in North West instead of only my bank?
- Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in North West often know which underwriters are comfortable with nearby property types and survey quirks. Manchester property moves fast — having a mortgage agreement in principle before you start viewing is essential. A good local broker can get you AIP within 24 hours and knows which lenders process fastest.
- What does mortgage advice typically cost in North West?
- Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
- What should I check before choosing a broker in North West?
- Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.
Prices and rates
Typical prices £217,428.
Annual movement about 4.5% (rising).
Mix of home types (averages)
- Detached: £385,196
- Semi-detached: £238,258
- Terraced: £174,873
- Flats: £140,410
- First-time buyer purchases: £189,056
Borrowing costs in context
The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.
Choosing advice
You can compare 631 firms side by side (3 verified on-site). 38 show 10+ years trading history.
Collective review score is 4.8/5 across 455 brokers with ratings — use it alongside specialisms and fee transparency.
Strongest demand on our list is for Buy-to-Let, Commercial, Bridging, Adverse Credit. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.
Street-level detail
Prices moved about 4.5% year-on-year (up), which can affect loan-to-value bands and seller expectations.
On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.
Most offer a no-obligation first call so you can sense-check strategy before paying anything.
From application to completion
- Shortlist two or three firms from the list above that match your situation (North West is already filtered for you).
- Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
- Book a first call — use it to test clarity and responsiveness, not just the rate quote.
- Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.