How many mortgage brokers are in Bolton?

66 FCA-regulated firms are listed for Bolton. Common focus areas include Buy-to-Let, Commercial, Ltd Co, Adverse Credit, Bridging.

Why use a mortgage broker in Bolton instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Bolton often know which underwriters are comfortable with nearby property types and survey quirks. Manchester property moves fast — having a mortgage agreement in principle before you start viewing is essential. A good local broker can get you AIP within 24 hours and knows which lenders process fastest.

What does mortgage advice typically cost in Bolton?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Bolton?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Ltd Co), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Bolton with adverse credit?

Often yes. Bolton has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Bolton, North West

Q: What do typical property prices look like in Bolton?

The average price in our data is £200,491 (up 4.7% year-on-year). The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.

About Bolton

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Bolton
#	Broker	Verified	Rating
1	Aspect Mortgages	Unverified	5.0 (355)
2	Capstone Financial - Bolton Office	Unverified	5.0 (27)
3	Heavenly Finances	Unverified	5.0 (1)
4	Kilbrin Financial	Unverified	5.0 (32)
5	Taylor & Taylor	Unverified	5.0 (24)
6	Bolton Business Finance Ltd	Unverified	5.0 (19)
7	Essential Mortgages	Unverified	5.0 (2)
8	Michael Stratton - Helen Ferneyhough Associates	Unverified	5.0 (31)
9	Andrew Dugdale - TMG Direct	Unverified	5.0 (3)
10	Barlow Irvin Mortgage Broker Bolton	Unverified	5.0 (117)

Local snapshot

Bolton (North West) lists 66 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £200,491 — up 4.7% year-on-year.

The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.

What local advisers focus on

Together they cover Buy-to-Let, Commercial, Ltd Co, Adverse Credit, Bridging, Self Build — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Bolton?: 66 FCA-regulated firms are listed for Bolton. Common focus areas include Buy-to-Let, Commercial, Ltd Co, Adverse Credit, Bridging.
What do typical property prices look like in Bolton?: The average price in our data is £200,491 (up 4.7% year-on-year). The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.
Why use a mortgage broker in Bolton instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Bolton often know which underwriters are comfortable with nearby property types and survey quirks. Manchester property moves fast — having a mortgage agreement in principle before you start viewing is essential. A good local broker can get you AIP within 24 hours and knows which lenders process fastest.
What does mortgage advice typically cost in Bolton?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Bolton?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Ltd Co), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £200,491.

Annual movement about 4.7% (rising).

Mix of home types (averages)

Detached: £372,539
Semi-detached: £219,535
Terraced: £164,593
Flats: £116,236
First-time buyer purchases: £176,929

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 66 firms side by side. 3 show 10+ years trading history.

Collective review score is 4.9/5 across 47 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Commercial, Ltd Co, Adverse Credit. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

Prices moved about 4.7% year-on-year (up), which can affect loan-to-value bands and seller expectations.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Bolton is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Bolton

Directory snapshot — Bolton

Need help choosing a broker?

Top 10 mortgage brokers in Bolton

Aspect Mortgages

Capstone Financial - Bolton Office

Heavenly Finances

Kilbrin Financial

Taylor & Taylor

Bolton Business Finance Ltd

Essential Mortgages

Michael Stratton - Helen Ferneyhough Associates

Andrew Dugdale - TMG Direct

Barlow Irvin Mortgage Broker Bolton

More areas in North West

Explore Postcode Districts Near Bolton

Market data for Bolton

Market data panel