Aspect Mortgages

Aspect Mortgages - Mortgage Advice Bolton | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

Team locked

Daniel Evans

Protection Specialist

Team locked

Awaiting broker claim/verification to unlock team profiles.

About Aspect Mortgages

At Aspect Mortgages, we pride ourselves on being more than just a mortgage broker; we are your dedicated partners in navigating the often complex world of property financing. Based in the heart of Chorley and serving the wider North West region, our team combines extensive industry expertise with a personalised approach to ensure that your mortgage journey is as seamless and stress-free as possible. We specialise in a diverse range of mortgage solutions, from guiding first-time buyers through their initial steps into homeownership to structuring buy-to-let investments that align with your financial goals. Our experience in remortgaging allows us to expertly assess your current circumstances, ensuring you’re not only making the most of your existing mortgage but also poised for future opportunities. We understand that every client is unique, which is why we take the time to listen and tailor our advice to your individual needs. What sets us apart is our unwavering commitment to transparency and education. We believe that a well-informed client is an empowered client. That’s why we walk you through every stage of the process, breaking down jargon and demystifying the complex terms often associated with mortgages. We don’t just aim to secure you a mortgage; we strive to build lasting relationships based on trust and understanding. Our extensive network of lenders allows us to explore a wide array of options, ensuring you have access to solutions that truly fit your financial landscape. At Aspect Mortgages, we take pride in our reputation for delivering exceptional service with a personal touch. Expect to feel valued and supported from your very first interaction, with a dedicated advisor by your side every step of the way. Let us help you turn your property ambitions into reality with confidence and clarity.

Specialisations

Buy-to-Let

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(444 reviews)

mark omalley

4 Mar 2026

Neil has been our mortgage advisor for many years now. Absolutely gold standard service , makes the complicated process of mortgages so easy. Neil goes above and beyond to help his clients and cannot recommend him enough.

Dawn Jackson

5 Feb 2026

I’ve worked with Neil Massam for years now and wouldn’t go to anyone else for my mortgage or life insurance advice. He listens carefully, understands exactly what I need, and supports me through every step of the process. As someone who’s self-employed, securing mortgages can be more complex, but Neil consistently makes it feel straightforward and stress-free. He explains everything clearly, handles the details efficiently, and always fights my corner to get the right outcome. Reliable, knowledgeable, and genuinely supportive. I can’t recommend him highly enough.

Steph Rawlings

1 Feb 2026

I have dealt with Mark through a remortgage and a more recently a house move and he has been consistently fantastic. He doesn't mind how many questions I ask (or how many times I ask the same one), he always has time to answer and explain. I would not hesitate in recommending Mark to anyone looking for help with the mortgage process. Thanks again Mark!

Jamie Burke

9 Jan 2026

I have been lucky enough to be working with Aspect for several years now and specifically with Neil. In a space that is always slightly daunting no matter how many mortgages you have taken out or renewed, Neil is always on hand to make the process seamless. With a professional yet friendly approach to client management I know I am getting the very best advice for my needs. If I have any questions Neil is always happy to explain things and suggest solutions. Would highly recommend and will be using myself for years to come.

Katy Bradley

19 Nov 2025

I'd particularly recommend Neil Massam at Aspect Mortgages, he came recommended via a colleague. He did everything he could do give us as smooth a process as possible. Took everything we said into account, it was refreshing not to have to keep repeating the same details again and again. Neil is human and understood that we are too. Everything was transparent from the start, no surprise extra charges. Brilliant service, friendly, warm and understanding from start to finish.