How many mortgage brokers are in City Of London?

59 FCA-regulated firms are listed for City Of London; 1 have verified profiles. Common focus areas include Buy-to-Let, Commercial, Bridging, Development, Expat.

Why use a mortgage broker in City Of London instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in City Of London often know which underwriters are comfortable with nearby property types and survey quirks. With prices softening, London buyers have more negotiating power than in recent years. A broker with access to lenders comfortable with higher loan amounts is essential — the average mortgage here exceeds £400,000.

What does mortgage advice typically cost in City Of London?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in City Of London?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in City Of London with adverse credit?

Often yes. City Of London has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in City Of London, London

Q: What do typical property prices look like in City Of London?

The average price in our data is £740,433 (down 7.1% year-on-year). London saw a 1% annual price decrease in 2025, making it the only English region where prices fell. Higher stamp duty thresholds introduced in April 2025 and elevated mortgage rates continue to weigh on demand, particularly in prime central areas.

About City Of London

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in City Of London
#	Broker	Verified	Rating
1	Smart City Mortgages	Verified	5.0 (19)
2	FundU Mortgages	Unverified	5.0 (39)
3	Alpha Capital Commercial Finance Brokers	Unverified	5.0 (35)
4	Finura	Unverified	5.0 (33)
5	Waltham Capital	Unverified	5.0 (22)
6	Australian Mortgage	Unverified	5.0 (1)
7	Intra Private Finance Ltd	Unverified	5.0 (103)
8	Waymark Financial	Unverified	5.0 (15)
9	ASC Finance for Business, London	Unverified	5.0 (20)
10	Magni Finance	Unverified	5.0 (113)

Local snapshot

City Of London (London) lists 59 FCA-regulated mortgage brokers on Mortgage118 (1 verified). Typical sold prices here average £740,433 — down 7.1% year-on-year.

London saw a 1% annual price decrease in 2025, making it the only English region where prices fell. Higher stamp duty thresholds introduced in April 2025 and elevated mortgage rates continue to weigh on demand, particularly in prime central areas.

What local advisers focus on

Together they cover Buy-to-Let, Commercial, Bridging, Development, Expat, Foreign Nationals — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in City Of London?: 59 FCA-regulated firms are listed for City Of London; 1 have verified profiles. Common focus areas include Buy-to-Let, Commercial, Bridging, Development, Expat.
What do typical property prices look like in City Of London?: The average price in our data is £740,433 (down 7.1% year-on-year). London saw a 1% annual price decrease in 2025, making it the only English region where prices fell. Higher stamp duty thresholds introduced in April 2025 and elevated mortgage rates continue to weigh on demand, particularly in prime central areas.
Why use a mortgage broker in City Of London instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in City Of London often know which underwriters are comfortable with nearby property types and survey quirks. With prices softening, London buyers have more negotiating power than in recent years. A broker with access to lenders comfortable with higher loan amounts is essential — the average mortgage here exceeds £400,000.
What does mortgage advice typically cost in City Of London?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in City Of London?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £740,433.

Annual movement about 7.1% (falling).

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 59 firms side by side (1 verified on-site). 6 show 10+ years trading history.

Collective review score is 4.8/5 across 33 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Commercial, Bridging, Development. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

Averages near £740,433 push more cases into larger loans and non-standard security conversations — underwriting gets picky on valuers and lease terms.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (City Of London is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in City Of London

Directory snapshot — City Of London

Need help choosing a broker?

Top 10 mortgage brokers in City Of London

Smart City Mortgages

FundU Mortgages

Alpha Capital Commercial Finance Brokers

Finura

Waltham Capital

Australian Mortgage

Intra Private Finance Ltd

Waymark Financial

ASC Finance for Business, London

Magni Finance

More areas in London

Explore Postcode Districts Near City Of London

Market data for City Of London

Market data panel