Galal Ezzat
22 Feb 2026Great experience with Graham & Sian who have shown patience and professionalism throughout the process. Highly recommended.
Mortgage London is a verified, FCA-regulated mortgage broker based in City of London, EC2N 1HN, specialising in Buy-to-Let, Expat, First Time Buyers and 2 other areas. Rated 4.9/5 from 66 reviews.
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Meet our experienced team of mortgage professionals
Galal Ezzat
22 Feb 2026Great experience with Graham & Sian who have shown patience and professionalism throughout the process. Highly recommended.
fiona Geldard
11 Jan 2026Excellent service by Mortgage London. Made the purchase of my UK property as an Expat living and working in Guernsey both simple and straight forward. Obtained me excellent high street rates which as a UK non-resident, buying a UK residential property was not something I thought was possible. Super-efficient and always on hand to chat things through during the process. . Will certainly be recommending them to all my expat friends looking to buy or re-mortgage UK property.
Sean Weafer
29 May 2024Five-star service! Justin Handled all of the hurdles of obtaining an expat mortgage with ease. Constant updates of the process made the ordeal transparent and easy to understand. I highly recommend Justin's services and will certainly return in the future.
Craigslist DCNW
1 Jul 2022Justin was incredible! He helped us navigate a home purchase from abroad and was so patient and responsive to our many questions. His services were absolutely essential to our success and confidence in the process. HIGHLY Recommended. Thank you again!
George Brown
11 Sept 2018We used Justin to obtain a mortgage for our first purchase and his service was second to none. We couldn't have done it without him and the whole process was very straightforward at what can be a stressful time. We are now using Justin to help us remortgage and his standards have not slipped. He is extremely knowledgeable and works very hard to ensure we get the right product. He is very responsive and answers all our queries, no matter how basic! I have and will continue to recommend Justin.
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Regulatory Status
Direct Authorisation
FCA Number
766295Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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