How many mortgage brokers are in Enfield?

23 FCA-regulated firms are listed for Enfield. Common focus areas include Buy-to-Let, Adverse Credit, Commercial, Ltd Co, Mixed Use.

Why use a mortgage broker in Enfield instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Enfield often know which underwriters are comfortable with nearby property types and survey quirks. With prices softening, London buyers have more negotiating power than in recent years. A broker with access to lenders comfortable with higher loan amounts is essential — the average mortgage here exceeds £400,000.

What does mortgage advice typically cost in Enfield?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Enfield?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Adverse Credit, Commercial), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Enfield with adverse credit?

Often yes. Enfield has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Enfield, London

Q: What do typical property prices look like in Enfield?

The average price in our data is £471,381 (up 0.8% year-on-year). London saw a 1% annual price decrease in 2025, making it the only English region where prices fell. Higher stamp duty thresholds introduced in April 2025 and elevated mortgage rates continue to weigh on demand, particularly in prime central areas.

About Enfield

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Enfield
#	Broker	Verified	Rating
1	Blackstone Financial Advice	Unverified	5.0 (27)
2	Frontier Wealth	Unverified	5.0 (9)
3	Approvable	Unverified	5.0 (18)
4	Rosehill Financial Services	Unverified	5.0 (204)
5	David Nathan Associates	Unverified	5.0 (33)
6	Archers Financial Services	Unverified	5.0 (30)
7	London Mortgage Advice Ltd	Unverified	5.0 (26)
8	Mortgages & Insurers Solutions - London Mortgage Brokers	Unverified	5.0 (69)
9	Mortgages & Insurers Solutions	Unverified	5.0 (49)
10	The LMB	Unverified	4.9 (42)

Local snapshot

Enfield (London) lists 23 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £471,381 — up 0.8% year-on-year.

London saw a 1% annual price decrease in 2025, making it the only English region where prices fell. Higher stamp duty thresholds introduced in April 2025 and elevated mortgage rates continue to weigh on demand, particularly in prime central areas.

What local advisers focus on

Together they cover Buy-to-Let, Adverse Credit, Commercial, Ltd Co, Mixed Use, HMO — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Enfield?: 23 FCA-regulated firms are listed for Enfield. Common focus areas include Buy-to-Let, Adverse Credit, Commercial, Ltd Co, Mixed Use.
What do typical property prices look like in Enfield?: The average price in our data is £471,381 (up 0.8% year-on-year). London saw a 1% annual price decrease in 2025, making it the only English region where prices fell. Higher stamp duty thresholds introduced in April 2025 and elevated mortgage rates continue to weigh on demand, particularly in prime central areas.
Why use a mortgage broker in Enfield instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Enfield often know which underwriters are comfortable with nearby property types and survey quirks. With prices softening, London buyers have more negotiating power than in recent years. A broker with access to lenders comfortable with higher loan amounts is essential — the average mortgage here exceeds £400,000.
What does mortgage advice typically cost in Enfield?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Enfield?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Adverse Credit, Commercial), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £471,381.

Annual movement about 0.8% (rising).

Mix of home types (averages)

Detached: £1,221,718
Semi-detached: £709,627
Terraced: £497,308
Flats: £301,174
First-time buyer purchases: £399,935

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 23 firms side by side. 2 show 10+ years trading history.

Collective review score is 4.8/5 across 15 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Adverse Credit, Commercial, Ltd Co. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

Averages near £471,381 push more cases into larger loans and non-standard security conversations — underwriting gets picky on valuers and lease terms.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Enfield is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Enfield

Directory snapshot — Enfield

Need help choosing a broker?

Top 10 mortgage brokers in Enfield

Blackstone Financial Advice

Frontier Wealth

Approvable

Rosehill Financial Services

David Nathan Associates

Archers Financial Services

London Mortgage Advice Ltd

Mortgages & Insurers Solutions - London Mortgage Brokers

Mortgages & Insurers Solutions

The LMB

More areas in London

Explore Postcode Districts Near Enfield

Market data for Enfield

Market data panel