Francis Stone Ltd

Francis Stone Ltd - Mortgage Advice Southwark | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Francis Stone Ltd

At Francis Stone Ltd, I focus on helping clients navigate the often complex world of mortgages with a clear, informed approach. Operating from the heart of London, I offer a broad spectrum of services that cater to a variety of needs in the property market. Whether you’re a first-time buyer looking to step onto the property ladder, an investor keen on expanding your Buy-to-Let portfolio, or someone considering a remortgage for better terms, I can guide you through each step of the process. My specialisation in bridging finance allows me to assist clients who need quick access to funds, whether it’s for purchasing a new property or securing a financial gap. I understand the urgency that often surrounds such situations, and I work diligently to ensure you have the necessary support when time is of the essence. For those interested in holiday lets, I provide insights into the specific financial products that can facilitate these ventures, maximising your investment potential. First-time buyers benefit significantly from my in-depth knowledge of programmes like Help to Buy, where I demystify the application process and eligibility criteria, ensuring you feel confident in your choices. If you're exploring residential mortgages or considering a second charge mortgage to release equity, I take the time to explain the implications and advantages, empowering you to make informed decisions. My process is designed to be straightforward and transparent, reflecting my commitment to clarity at every stage. I understand that entering the mortgage market can be daunting, and I aim to make the experience as seamless as possible. From the initial consultation to the completion of your mortgage application, I prioritise open communication and a thorough understanding of your unique circumstances. With Francis Stone Ltd, you’re not just securing a mortgage; you’re gaining a knowledgeable ally in your property journey.

Specialisations

BridgingBuy-to-LetHoliday Lets

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

4.9(31 reviews)

Ed Dalgleish

9 Feb 2026

Stefan from Francis Stone has arranged a number of mortgages and re-mortgages for us over the last decade. He's found solutions to tricky situatiosn and always worked hard to get us the right deal. Having a real person to discuss options with is priceless.

Sophie Barlow

20 Sept 2025

Stefan and his team have always found us the best mortgage deal and his advice has been invaluable. As a broker they have access to more products than we could ever search for on our own. They take the stress out of re-mortgaging and are always professional and pleasant to deal with. We have recommended him and his team to many family and friends who all have excellent feedback. We wouldn’t use anyone else!

melissa swindell

13 Jul 2025

Stefan recently helped me secure a mortgage. Nothing was too much trouble, he sourced some great deals for me, and really helped with a mortgage search at a tricky time when rates were rising. I had a set back right before completion due to a legal issue, and whilst this was nothing to do with Stefan, he was on the other end of the phone trying to help as much as possible. Would highly recommend Stefan and without hesitation I would use him for my next mortgage.

Emma Jane

25 May 2025

Stefan was amazing to work with! He really went above and beyond to help me with my mortgage situation and made the whole process so much easier. I couldn’t have done it without him - highly recommend!

Isabel Smythe

21 Mar 2025

Stefan has been so amazing from start to finish. As first time buyers, we really didn't know where to begin on our quest to find our first home. Stefan was recommended to me, and from our first phone call his wealth of knowledge and friendly personality made us feel so comfortable and excited. No question was ever to much, and as I didn't know the process very well Stefan explained everything to me so I felt I was making informed decisions. The communication was always prompt and clear, and I found the whole experience very smooth. After a year of travelling, combined with the fact my partner is self employed, we were concerned this would make it harder for us to get a mortgage, but Stefan used his powers and knowledge of the market to make it work given our circumstances. Overall we are really happy with the product we received and would highly recommend Stefan. Thank you!!