Mortgage118 Insights

4 Articles

Self Build News

Discover expert insights, practical guidance, and the latest market news in self build.

Self-Build Mortgages: Stage Payments, Costs & Lender Guide

How self-build mortgages work in the UK — from advance and arrears stage payments to cost overrun contingencies, lender criteria, and choosing between custom build and self-build routes.

30 March 2026

3 min read

Self Build

Self-Build Mortgage Calculator: Estimate Your Costs

Estimate your self-build mortgage costs including land purchase, build costs per stage, contingency buffers, and monthly payments. Understand how lenders calculate your borrowing limits.

30 March 2026

3 min read

Self Build

Custom Build vs Self-Build: Finance Options Compared

Compare custom build and self-build mortgage options. Understand the key differences in how lenders treat each route, stage payment structures, and which approach suits your project.

30 March 2026

3 min read

Self Build

Self Build Mortgages: Complete Guide to Building Your Own Home

Complete guide to self build mortgages. Learn about building your own home, stage payments, and application process.

29 September 2025

1 min read

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