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Mortgage Rates

Browse 16 posts tagged with Mortgage Rates

UK Mortgage Searches Surge Amid Economic Uncertainty: What It Means for Borrowers

UK mortgage searches hit a record 2.15 million in March 2026, with remortgage searches seeing the largest increase. This surge reflects borrowers response to economic uncertainty and changing mortgage rates.

David Sampson
17 April 2026
3 min

Major UK Lenders Announce Mortgage Rate Reductions: What It Means for Home Buyers

Major UK lenders including Halifax Intermediaries and TSB are reducing mortgage rates, potentially saving first-time buyers hundreds of pounds annually. This comes amidst a gradual recovery in the mortgage market.

David Sampson
17 April 2026
3 min

Buy-to-Let Repossessions Surge Amid Rising Mortgage Rates

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

David Sampson
17 April 2026
3 min

HSBC UK and Halifax Intermediaries to Cut Mortgage Rates: What it Means for Homeowners

HSBC UK and Halifax Intermediaries are set to reduce their mortgage rates, potentially saving homeowners hundreds of pounds per year. The rate cuts are a response to falling swap rates and a stabilising market.

David Sampson
17 April 2026
3 min

Impact of February’s 0.5% GDP Growth on UK Mortgage Market

February s stronger-than-expected 0.5% GDP growth could impact the UK mortgage market. A potential base rate decrease could lead to significant savings for first-time buyers and remortgagers.

David Sampson
17 April 2026
2 min

Buy-to-Let Lending Grows in Q4 2025: Real World Impact on UK Landlords

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.

David Sampson
17 April 2026
3 min

Lifetime Mortgages in 2026: A Detailed Analysis for UK Homeowners

Lifetime mortgages continue to be a popular option for UK homeowners aged 55 and over in 2026, with the average release reaching approximately £123,000 and rates stabilising around 3.25–3.50%.

David Sampson
17 April 2026
3 min

Cambridge Building Society Reintroduces Fixed Rate Mortgages

The Cambridge Building Society has reintroduced fixed rate mortgages across its core range. These include two- and five-year fixed rate mortgages, with products available up to 95% LTV.

David Sampson
17 April 2026
2 min

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