Adverse Credit

Browse 5 articles in the Adverse Credit category

Near Prime Mortgage Demand Grows in the UK Mortgage Market

Demand for near prime mortgages is rising, impacting borrowers with adverse credit seeking options in a shifting market.

Can You Get a Mortgage With a CCJ? (Yes — Here’s How)

Yes, you can get a mortgage with a CCJ. This guide explains which lenders accept CCJs, how long you need to wait, what size CCJ matters, and how a specialist broker helps.

Declined a Mortgage? What to Do Next

Been declined for a mortgage? Don t panic. This guide explains the most common reasons for rejection and the practical steps you can take to get approved, including specialist broker options.

Mortgage After Bankruptcy or IVA: Timeline & Lender Guide

How to get a mortgage after bankruptcy or an IVA in the UK. Covers discharge timelines, which lenders consider applications, deposit requirements, and rebuilding your credit.

David Sampson

30 March 2026

3 min