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Residential

Browse 8 posts in the Residential category

Interest-Only Mortgages: Who Can Still Get One in 2026?
Residential

Interest-Only Mortgages: Who Can Still Get One in 2026?

Interest-only mortgages are harder to get but still available. This guide explains current criteria, which lenders offer them, repayment strategies, and alternatives if you don t qualify.

David Sampson
30 March 2026
3 min
What Credit Score Do You Need for a Mortgage?
Residential

What Credit Score Do You Need for a Mortgage?

What credit score do you need for a UK mortgage? This guide covers the minimum scores lenders look for, how to check your score, and practical steps to improve it before applying.

David Sampson
30 March 2026
3 min
UK Property Market Analysis: House Prices Dip in September yet Show 1.3% Annual Growth
Residential

UK Property Market Analysis: House Prices Dip in September yet Show 1.3% Annual Growth

Despite a slight dip in UK house prices in September, the market shows a 1.3% increase over the past year. This growth suggests resilience amidst economic uncertainties, with implications for buyers and homeowners alike. A deeper understanding of these trends can help stakeholders make informed property finance decisions.

David Sampson
8 October 2025
2 min

UK Government’s Plan to Revolutionise Homebuying: A Market Analysis

Unravelling the implications of UK Government s proposed changes to homebuying, their impact on mortgage landscape, and potential ripple effects across marke

David Sampson
7 October 2025
2 min

LIBF & Mortgage Mum’s Scholarship: A Game-Changer in UK’s Mortgage …

Explore how the LIBF and Mortgage Mum scholarship could shape the future of the UK mortgage industry. Understand the implications of this significant develop

David Sampson
7 October 2025
2 min

Barclays Hikes Residential Rates, NatWest Pulls BTL Products: UK Mo…

Unpack the latest UK mortgage market changes as Barclays ups residential rates and NatWest withdraws BTL products. Understand the broader implications for th

David Sampson
7 October 2025
2 min

Residential Mortgages: Complete Guide to Home Purchase Finance

Complete guide to residential mortgages. Learn about home purchase financing, types, and finding the best deals.

David Sampson
29 September 2025
1 min

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The UK's most comprehensive mortgage broker directory

Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.

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