Mortgage118 Insights

5 Articles

HMO News

Discover expert insights, practical guidance, and the latest market news in hmo.

Landlord Wins Appeal Against £19,600 HMO Penalty

A landlord successfully appeals a £19,600 penalty for an unlicensed HMO, clarifying legal responsibilities for landlords and property managers.

15 May 2026

3 min read

HMO

HMO Mortgages Explained: Rates, Rules & Licensing Requirements

Everything landlords need to know about HMO mortgages in 2026 — from licensing rules and Article 4 directions to specialist lender rates and deposit requirements.

30 March 2026

3 min read

HMO

HMO Licensing: Article 4 Directions & Mandatory Schemes by Area

A comprehensive area-by-area guide to HMO licensing in the UK, covering mandatory and additional licensing schemes, Article 4 directions, and how they affect your mortgage options.

30 March 2026

3 min read

HMO

HMO Mortgage Lenders: Who Offers the Best Rates in 2026?

Compare specialist HMO mortgage lenders, their rates, criteria, and maximum room counts. Find out which lenders accept first-time landlords and licensed HMOs.

30 March 2026

3 min read

HMO

HMO Mortgages: Complete Guide to House in Multiple Occupation Finance

Complete guide to HMO mortgages. Learn about licensing requirements, lending criteria, and investment considerations.

29 September 2025

1 min read

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