How many mortgage brokers are in Liverpool?

67 FCA-regulated firms are listed for Liverpool. Common focus areas include Buy-to-Let, Commercial, Bridging, Adverse Credit, Ltd Co.

Why use a mortgage broker in Liverpool instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Liverpool often know which underwriters are comfortable with nearby property types and survey quirks. Manchester property moves fast — having a mortgage agreement in principle before you start viewing is essential. A good local broker can get you AIP within 24 hours and knows which lenders process fastest.

What does mortgage advice typically cost in Liverpool?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Liverpool?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Liverpool with adverse credit?

Often yes. Liverpool has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Liverpool, North West

Q: What do typical property prices look like in Liverpool?

The average price in our data is £184,804 (up 9.5% year-on-year). The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.

About Liverpool

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Liverpool
#	Broker	Verified	Rating
1	Carl Cashman - Financial Services	Unverified	5.0 (35)
2	JAfinancialserviceswidnes	Unverified	5.0 (25)
3	Myriad Mortgages	Unverified	5.0 (112)
4	Craig Adams Mortgage & Protection Adviser - Mortgage Local - Liverpool, Crosby & Waterloo	Unverified	5.0 (73)
5	Mortgage Solutions Merseyside	Unverified	5.0 (33)
6	Abacus Mortgage & Protection Advice	Unverified	5.0 (39)
7	Connect Mortgages West Derby & Huyton - Liverpool	Unverified	5.0 (32)
8	Firco Group	Unverified	5.0 (57)
9	ES Walton & Company Limited	Unverified	5.0 (3)
10	Liverpool Mortgage Solutions	Unverified	5.0 (20)

Local snapshot

Liverpool (North West) lists 67 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £184,804 — up 9.5% year-on-year.

The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.

What local advisers focus on

Together they cover Buy-to-Let, Commercial, Bridging, Adverse Credit, Ltd Co, Portfolio — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Liverpool?: 67 FCA-regulated firms are listed for Liverpool. Common focus areas include Buy-to-Let, Commercial, Bridging, Adverse Credit, Ltd Co.
What do typical property prices look like in Liverpool?: The average price in our data is £184,804 (up 9.5% year-on-year). The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.
Why use a mortgage broker in Liverpool instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Liverpool often know which underwriters are comfortable with nearby property types and survey quirks. Manchester property moves fast — having a mortgage agreement in principle before you start viewing is essential. A good local broker can get you AIP within 24 hours and knows which lenders process fastest.
What does mortgage advice typically cost in Liverpool?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Liverpool?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £184,804.

Annual movement about 9.5% (rising).

Mix of home types (averages)

Detached: £385,200
Semi-detached: £232,382
Terraced: £174,136
Flats: £130,182
First-time buyer purchases: £170,500

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 67 firms side by side. 4 show 10+ years trading history.

Collective review score is 4.9/5 across 55 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Commercial, Bridging, Adverse Credit. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

Sold prices cluster around £184,804, so lenders may see lower loan sizes and different stress-test outcomes than in London-weighted headlines.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Liverpool is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Liverpool

Directory snapshot — Liverpool

Need help choosing a broker?

Top 10 mortgage brokers in Liverpool

Carl Cashman - Financial Services

JAfinancialserviceswidnes

Myriad Mortgages

Craig Adams Mortgage & Protection Adviser - Mortgage Local - Liverpool, Crosby & Waterloo

Mortgage Solutions Merseyside

Abacus Mortgage & Protection Advice

Connect Mortgages West Derby & Huyton - Liverpool

Firco Group

ES Walton & Company Limited

Liverpool Mortgage Solutions

More areas in North West

Explore Postcode Districts Near Liverpool

Market data for Liverpool

Market data panel