Mortgage Solutions Merseyside

Mortgage Solutions Merseyside - Mortgage Advice Liverpool | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Mortgage Solutions Merseyside

At Mortgage Solutions Merseyside, I focus exclusively on residential mortgages, providing clients in Liverpool and the surrounding North West area with the insights and support they need to secure their home financing. My approach is built on a deep understanding of the mortgage market, which enables me to navigate the complexities of various products and lenders effectively. I take the time to understand your individual circumstances, whether you are a first-time buyer, looking to remortgage, or seeking to invest in property. Every client has a unique financial profile, and I prioritise getting to know your needs and goals, ensuring that you are well-informed throughout the process. My aim is to demystify what can often be an overwhelming experience, guiding you step-by-step from initial enquiry through to completion. After assessing your financial situation, I conduct thorough market research to present you with clear options that align with your objectives. I believe in transparency, making sure you understand the implications of each choice available to you. I handle the paperwork and liaise with lenders on your behalf, allowing you to focus on what truly matters—finding your ideal home. I also recognise that the mortgage landscape is ever-evolving, with new products and regulations frequently emerging. To stay ahead, I continually update my knowledge and skills, ensuring that my clients benefit from the latest insights and opportunities available in the market. Your journey matters to me, and I am committed to making the mortgage process as straightforward and efficient as possible. Whether you have questions about eligibility, repayment terms, or the intricacies of different mortgage types, I’m here to provide clear, concise answers.

Specialisations

No specialisations listed.

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(33 reviews)

Jordan (Jordan No1)

4 Nov 2020

I have used Mortgage Solutions Merseyside several times and recommended Phil Downey to countless individuals. In all cases, Phil has provided an excellent service in a swift and professional mannerism. From obtaining my first home, to remortgaging and eventually obtaining a second home. Always a phone call or email away providing a relatively instantaneous response. Phil always ensures that you fully understand the process, provides a full cost breakdown and that you know exactly what stage you are at throughout. I will continue to use this device and recommend to friends & family. 5 stars thoroughly deserved!

Simon Tedridge

4 Nov 2020

Phil has been great throughout the entire process. He has provided excellent advice on both setting up a personal mortgage and a company mortgage, and helping me to release equity. I cannot recommend him highly enough!

Toni Garside

3 Nov 2020

Phil was amazing at helping me sort out a mortgage. Super quick communication. He is really knowledgable and make the whole process so easy. When my deal came to and end he seamlessly sorted a new deal out for me. Can’t recommend his services enough

Rebecca Goodfellow

8 Apr 2019

Phil was great in helping me get my first mortgage. He explained everything really clearly and made it seem so easy in the end. He gave me lots of different quotes at different stages too. Couldn't imagine anyone else doing a better job than him. He was also recommended by a friend. Thank you Phil!

Selina Morton

28 Nov 2017

Phil at Mortgage Solutions has arranged several mortgages for me over the years. I am self employed and my finances are complicated and I know I can trust Phil to get me the best mortgage. With his years of experience, Phil is very knowledgeable and efficient too. If he can't help me, then no one can. He has just secured me a 5 year fixed rate at less than 2%. I wouldn't use anyone else and always recommend him to anyone I know who needs help in finding a mortgage.