How many mortgage brokers are in Havering?

11 FCA-regulated firms are listed for Havering.

Why use a mortgage broker in Havering instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Havering often know which underwriters are comfortable with nearby property types and survey quirks. With prices softening, London buyers have more negotiating power than in recent years. A broker with access to lenders comfortable with higher loan amounts is essential — the average mortgage here exceeds £400,000.

What does mortgage advice typically cost in Havering?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Havering?

Confirm FCA regulation on the register, match specialisations to your case (residential and buy-to-let), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Havering with adverse credit?

Often yes. Havering has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Havering, London

Q: What do typical property prices look like in Havering?

The average price in our data is £452,231 (up 5.4% year-on-year). London saw a 1% annual price decrease in 2025, making it the only English region where prices fell. Higher stamp duty thresholds introduced in April 2025 and elevated mortgage rates continue to weigh on demand, particularly in prime central areas.

About Havering

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Havering
#	Broker	Verified	Rating
1	Brickhouse Mortgages	Unverified	5.0 (75)
2	Links Financial Services London	Unverified	5.0 (119)
3	Home of Mortgages	Unverified	4.8 (46)
4	Connect Mortgages	Unverified	4.8 (119)
5	Summit Financial Solutions	Unverified	-
6	Major Money Matters	Unverified	-
7	Frida Finance	Unverified	-
8	London Money	Unverified	-
9	Plan Ahead	Unverified	-
10	Hertfordshire Money	Unverified	-

Local snapshot

Havering (London) lists 11 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £452,231 — up 5.4% year-on-year.

London saw a 1% annual price decrease in 2025, making it the only English region where prices fell. Higher stamp duty thresholds introduced in April 2025 and elevated mortgage rates continue to weigh on demand, particularly in prime central areas.

Quick answers

How many mortgage brokers are in Havering?: 11 FCA-regulated firms are listed for Havering.
What do typical property prices look like in Havering?: The average price in our data is £452,231 (up 5.4% year-on-year). London saw a 1% annual price decrease in 2025, making it the only English region where prices fell. Higher stamp duty thresholds introduced in April 2025 and elevated mortgage rates continue to weigh on demand, particularly in prime central areas.
Why use a mortgage broker in Havering instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Havering often know which underwriters are comfortable with nearby property types and survey quirks. With prices softening, London buyers have more negotiating power than in recent years. A broker with access to lenders comfortable with higher loan amounts is essential — the average mortgage here exceeds £400,000.
What does mortgage advice typically cost in Havering?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Havering?: Confirm FCA regulation on the register, match specialisations to your case (residential and buy-to-let), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £452,231.

Annual movement about 5.4% (rising).

Mix of home types (averages)

Detached: £835,294
Semi-detached: £542,237
Terraced: £439,099
Flats: £257,614
First-time buyer purchases: £392,760

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 11 firms side by side. 3 show 10+ years trading history.

Collective review score is 4.9/5 across 4 brokers with ratings — use it alongside specialisms and fee transparency.

Street-level detail

Averages near £452,231 push more cases into larger loans and non-standard security conversations — underwriting gets picky on valuers and lease terms.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Havering is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Havering

Directory snapshot — Havering

Need help choosing a broker?

Top 10 mortgage brokers in Havering

Brickhouse Mortgages

Links Financial Services London

Home of Mortgages

Connect Mortgages

Summit Financial Solutions

Major Money Matters

Frida Finance

London Money

Plan Ahead

Hertfordshire Money

More areas in London

Explore Postcode Districts Near Havering

Market data for Havering

Market data panel