Home of Mortgages

Home of Mortgages - Mortgage Advice Havering | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Home of Mortgages

At Home of Mortgages, I specialise in guiding clients through the intricacies of residential mortgages. Situated in Havering, I’m committed to offering tailored guidance that demystifies the mortgage process, helping you navigate your options with clarity and confidence. Understanding that each client’s circumstances are unique, I take the time to delve into your specific needs and financial goals. Whether you're a first-time buyer eager to step onto the property ladder, or someone looking to remortgage an existing property with more favourable terms, my approach is centred around your individual situation. I pride myself on providing detailed insights into the various mortgage products available, ensuring you grasp the implications of each choice. My process begins with a thorough assessment of your financial profile, which often includes examining your income, credit history, and future aspirations. This enables me to identify the most suitable products for you. I also stay abreast of the latest developments in the mortgage market, including changes in lending criteria and regulatory shifts, which can significantly influence your options. Communication is key in my role. I ensure that you are kept informed at every stage of the mortgage application process, from initial discussions through to completion. I’m here to answer questions, clarify any uncertainties, and provide updates on progress, ensuring that you feel supported throughout. In addition, I have established strong relationships with a range of lenders, which allows me to provide insights into their specific requirements and preferences. This can be particularly advantageous when navigating complex situations or securing favourable terms. In essence, my goal is to empower you with the knowledge and resources necessary to make informed decisions about your mortgage.

Specialisations

No specialisations listed.

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

4.8(48 reviews)

Evelina Koumarakou

28 Nov 2025

I had an excellent experience with Home of Mortgages. Ellie and Marty were amazing from start to finish – extremely supportive, professional and always quick to respond. They made the whole process stress-free and clearly explained everything in a way that was easy to understand. Their communication was exceptional and they always went above and beyond to help. I really felt properly looked after and confident throughout the whole journey. I would highly recommend Marty and Ellie to anyone looking for a reliable and friendly mortgage service!

Jo Edwards

7 Oct 2025

Great service from Michael and team. Happy to recommend them to anyone looking to find the right mortgage and advice

Katia El Gueddari

1 Oct 2025

I had a very disappointing experience with Umar Hussain as a broker. I provided all my details upfront and asked for the available options, but instead of sharing product details or lender prospectuses for me to review, he repeatedly asked for more documents. At no point was I given clear product specifications or terms and conditions to make an informed decision. Instead, I was told to proceed with a random interest rate without any transparency on the actual product. This approach felt completely unprofessional and lacking in the clarity and diligence I would expect from a broker. Trust and transparency are essential when dealing with financial matters, and unfortunately, this was not demonstrated in my experience. I would not recommend his service!

Stefan Karyta

14 Jul 2025

Having just used Home of Mortgages, I was impressed by the service throughout. Vishal was straightforward, reliable, and quick to act, securing a new mortgage for me within days. His expertise made the process feel simple and well handled. Ellie kept me informed at every stage through to completion. A professional, no nonsense team I’d happily recommend and use again. Thank you.

Maple Chen-Kane

9 Sept 2024

Thank you Ellie and Neil for the very professional assistance and advisory in the past six months! Neil was very helpful and proactive in selecting the best mortgage plan for us and Ellie consistently followed up on the remaining process. We really appreciate their timely manner especially under some stressful situations. Will absolutely recommend HoM to friends and family!