Kurran Kumar
29 Aug 2025Josh is undoubtedly on of the biggest Scam / Fraudsters to grace Luton. Deal with him at your peril!! He owes 100s of thousands of pounds and mis uses your funds for his own slush funds
Applecroft Finance is an FCA-regulated mortgage broker based in Luton, LU1 3PE, specialising in Bridging, Commercial, Development and 3 other areas. Rated 3/5 from 4 reviews.
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Meet our experienced team of mortgage professionals
Kurran Kumar
29 Aug 2025Josh is undoubtedly on of the biggest Scam / Fraudsters to grace Luton. Deal with him at your peril!! He owes 100s of thousands of pounds and mis uses your funds for his own slush funds
Emre Gurler
14 Apr 2025Josh is the kind of person you want in your corner when it comes to funding property deals. Whether you're just starting out or already have a few projects under your belt, he has a calm, straight-talking approach, and actually gets deals over the line.
Dee Law
14 Aug 2024Josh and the team were great in securing our funding for the business, we needed it quickly to settle a surprising Vat bill and buy some equipment, highly recommend
Roberto Favarulo
7 May 2024Do not do business with this company if there was a no star I would give it - 5 stars
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Regulatory Status
Direct Authorisation
Practical guides and explainers from our blog — relevant to this mortgage type.

A complete guide to bridging loans in the UK — how they work, typical costs and rates, when they make sense, and how to choose between regulated and unregulated bridging.

Understand the difference between regulated and unregulated bridging loans, when each applies, FCA protections, and which type you need for your property transaction.

Compare the best bridging loan rates in the UK for 2026. See which lenders offer the lowest monthly rates, arrangement fees, and most flexible terms for your project.
Bridging finance is essential for property investors. Learn about types, costs, and application process in our complete guide.

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