P&M Financial is an FCA-regulated mortgage broker based in Luton, LU2 7UP, specialising in Residential. Rated 5/5 from 366 reviews.
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Meet our experienced team of mortgage professionals
Adam Watkins
5 Mar 2026A fantastic help when it came to remortgaging. Nothing was ever a problem and he made sure he got us the best deal possible. I wouldn’t use anyone else really friendly and helpful in Everyway. Don’t hesitate you will not regret!
sanhita sur
21 Feb 2026I’ve just completed my third remortgage with P&M Financial Ltd, and once again the experience has been completely worry-free. What really stands out is how dependable and reliable he is throughout the entire process. I never have to chase for updates or worry about missing deadlines, he stays on top of everything. He consistently tracks the best deals available in the market and makes sure we’re matched with the most suitable product each time. His advice is always clear, honest, and tailored to our situation, which gives us great confidence in the decisions we make. It’s rare to find someone so proactive and committed to getting the best outcome for their clients. I wouldn’t hesitate to recommend him to anyone looking for a smooth and stress-free remortgaging experience.
Antonia
1 Feb 2026First class service from Prabs - cannot recommend highly enough. He made the entire process of re-mortgaging stress free with his great communication and immense support and guidance throughout . So glad I have found P & M Financial Ltd, I shall be calling on Prabs for future financial advice .
Shouab Mehmood
10 Dec 2025Prabs has been amazing. We have used his services twice now and have recommended him to others. For us, Prabs is easy to work with, contactable and available to answer even the simplest of questions. He has provided us assurance, reassurance and good advice with all that’s been happening in the economy. We have successfully remortgaged and Prabs even found us a cheaper deal just before our new mortgage was about to start. Saving us more money. Highly recommend Prabs and his company for their services and thorough approach.
Dan Foxler
3 Dec 2025Prabs has been great with us (yet again)- think we’ve used him for four or five times at least. We did both a residential and a Limited Company BTL mortgage this time round and had mortgage offers within a few days of submitting the application. With working Prabs was also happy to jump on calls on the weekend or evenings. Highly recommend yet again!
No memberships listed.
Regulatory Status
Appointed Representative
Authorised Representative Of
Sesame Ltd
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