L Kemp
2 Mar 2026Excellent , always helped us with multiple properties . Super friendly . Gets the job done with no stress . Excellent mortgage advisor ! Thank you
Winstree Financial Services is an FCA-regulated mortgage broker based in Colchester, CO3 3DA, specialising in Buy-to-Let, First Time Buyers, Portfolio and 2 other areas. Rated 3.7/5 from 6 reviews.
Unverified profile
Verification is pending.

Meet our experienced team of mortgage professionals
L Kemp
2 Mar 2026Excellent , always helped us with multiple properties . Super friendly . Gets the job done with no stress . Excellent mortgage advisor ! Thank you
Stephen Ramsden
27 Aug 2025Received 14 emails yesterday trying to sell me health insurance if I receive one more I will make a complaint to The FCA
Ricky Gabriel Bird
12 Mar 2025Fantastic service from Kris and highly recommended to anyone. Great communication throughout the whole process and will certainly use again in future.
George Charles
1 Feb 2025Who are you and why am I getting spam from you? You are not even in the same country as me and yet here we are - your unsolicited spam in my inbox, in contravention so try the GDPR laws. I’ve never heard of you, or Doddle, or Top Deals Direct, which your spam claims I signed up for.
James Kapadia
27 Mar 2019Spoke to Martin two months ago about my mortgage. He was incredibly knowledgeable, personable and genuinely cared about getting the right deal for us. Wouldn't have any hesitation in recommending Winstree - I was really pleased with the service - thanks Martin
No memberships listed.
Regulatory Status
Direct Authorisation
FCA Number
810624Practical guides and explainers from our blog — relevant to this mortgage type.

The proposed UK holiday tax could cost £500 million and may increase costs for landlords and first-time buyers in the short-term rental market.

UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.

Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.

Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.

Hertfordshire, East of England
Addlife Financial LTD is a mortgage broker based in Hertfordshire, East of England.

Trafford, north-west
JF Financial Solutions is a mortgage broker based in Trafford, north-west.

Enfield, london
Winwell Financial Consultancy is a mortgage broker based in Enfield, london.

Wandsworth, london
Oportfolio Mortgage Brokers is a mortgage broker based in Wandsworth, london.
Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.
Social Media
Follow Winstree Financial Services on social media for updates and insights.