How many mortgage brokers are in Colchester?

58 FCA-regulated firms are listed for Colchester. Common focus areas include Buy-to-Let, Bridging, Commercial, Development, Portfolio.

Why use a mortgage broker in Colchester instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Colchester often know which underwriters are comfortable with nearby property types and survey quirks. First-time buyers should look at Help to Buy alternatives and shared ownership schemes still available through local housing associations. A broker can navigate the various schemes specific to this region.

What does mortgage advice typically cost in Colchester?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Colchester?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Bridging, Commercial), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Colchester with adverse credit?

Often yes. Colchester has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Colchester, East of England

Q: What do typical property prices look like in Colchester?

The average price in our data is £300,310 (broadly flat year-on-year). The East of England saw 1.5% growth in 2025. Cambridge continues to outperform on prices, while areas like Suffolk and Norfolk offer better value. New-build developments along transport corridors are expanding the commuter belt.

About Colchester

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Colchester
#	Broker	Verified	Rating
1	The Mortgages Company - Tapper Financial Services	Unverified	5.0 (53)
2	Abco Insurance	Unverified	5.0 (4)
3	Zest Money Group - Mortgage Broker	Unverified	5.0 (37)
4	Planet Mortgages	Unverified	5.0 (1)
5	Fowler Smith Mortgages & Protection	Unverified	5.0 (272)
6	Plan Money Ltd	Unverified	5.0 (1)
7	Michaels Commercial Finance	Unverified	5.0 (1)
8	Fornham W R S Financial Management Ltd	Unverified	5.0 (2)
9	H D Consultants	Unverified	5.0 (4)
10	Hillcrest Property Solutions	Unverified	5.0 (8)

Local snapshot

Colchester (East of England) lists 58 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £300,310 — up 0.4% year-on-year.

The East of England saw 1.5% growth in 2025. Cambridge continues to outperform on prices, while areas like Suffolk and Norfolk offer better value. New-build developments along transport corridors are expanding the commuter belt.

What local advisers focus on

Together they cover Buy-to-Let, Bridging, Commercial, Development, Portfolio, Adverse Credit — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Colchester?: 58 FCA-regulated firms are listed for Colchester. Common focus areas include Buy-to-Let, Bridging, Commercial, Development, Portfolio.
What do typical property prices look like in Colchester?: The average price in our data is £300,310 (broadly flat year-on-year). The East of England saw 1.5% growth in 2025. Cambridge continues to outperform on prices, while areas like Suffolk and Norfolk offer better value. New-build developments along transport corridors are expanding the commuter belt.
Why use a mortgage broker in Colchester instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Colchester often know which underwriters are comfortable with nearby property types and survey quirks. First-time buyers should look at Help to Buy alternatives and shared ownership schemes still available through local housing associations. A broker can navigate the various schemes specific to this region.
What does mortgage advice typically cost in Colchester?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Colchester?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Bridging, Commercial), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £300,310.

Annual movement about 0.4% (flat).

Mix of home types (averages)

Detached: £504,399
Semi-detached: £333,046
Terraced: £267,642
Flats: £165,651
First-time buyer purchases: £252,698

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 58 firms side by side. 5 show 10+ years trading history.

Collective review score is 4.7/5 across 42 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Bridging, Commercial, Development. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

First-time buyers should look at Help to Buy alternatives and shared ownership schemes still available through local housing associations. A broker can navigate the various schemes specific to this region.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Colchester is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Colchester

Directory snapshot — Colchester

Need help choosing a broker?

Top 10 mortgage brokers in Colchester

The Mortgages Company - Tapper Financial Services

Abco Insurance

Zest Money Group - Mortgage Broker

Planet Mortgages

Fowler Smith Mortgages & Protection

Plan Money Ltd

Michaels Commercial Finance

Fornham W R S Financial Management Ltd

H D Consultants

Hillcrest Property Solutions

More areas in East of England

Explore Postcode Districts Near Colchester

Market data for Colchester

Market data panel