Michaels Commercial Finance

At Michaels Commercial Finance, I focus on delivering expert mortgage advice tailored to your unique circumstances. Based in Colchester, I specialise in three key areas: Buy-to-Let mortgages, remortgages, and residential mortgages. My goal is to simplify the mortgage process, ensuring you understand each step while providing insights that can help you make informed decisions. When it comes to Buy-to-Let mortgages, I recognise the importance of finding the right financial structure for your investment. I analyse your current portfolio and future goals, helping you navigate the complexities of rental income assessments and potential yield calculations. Whether you're a first-time landlord or expanding an existing portfolio, I am here to guide you through the options available. Remortgaging can often feel daunting, but I’m here to break it down. I take the time to evaluate your existing mortgage against current market trends, helping you identify opportunities that may enhance your financial situation. Whether you’re seeking to lower monthly payments, access equity for home improvements, or switch to a better rate, I provide clarity throughout the process, ensuring you know exactly what to expect. In the residential mortgage space, I understand that securing the right mortgage can be crucial for first-time buyers and those looking to move. I assess your financial profile, helping you understand the various products available, from fixed rates to variable rates, and what suits your needs best. With a focus on clear communication, I ensure you feel confident in your choices, from application through to completion. I pride myself on being approachable and committed to providing you with valuable insights that go beyond the standard options. My comprehensive understanding of the mortgage landscape allows me to offer you a clear pathway through what can often be a confusing process. Whatever your mortgage needs, I’m here to assist you every step of the way.