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First Time Buyer

Browse 79 articles in the First Time Buyer category

UK first time buyer mortgage article image for Understanding Mortgage Deeds and Property Deeds in the UK Property Market
First Time Buyer

Understanding Mortgage Deeds and Property Deeds in the UK Property Market

Mortgage and property deeds play a key role in the UK property market, outlining the terms of a mortgage and proving property ownership respectively.

David Sampson
1 May 2026
3 min
Blockchain Revolutionising UK Homebuying: Impact on Mortgages in 2026
First Time Buyer

Blockchain Revolutionising UK Homebuying: Impact on Mortgages in 2026

Blockchain technology could significantly transform the UK homebuying process, potentially saving the average person around £8,000 over a lifetime of property transactions.

David Sampson
17 April 2026
3 min
Major UK Lenders Announce Mortgage Rate Reductions: What It Means for Home Buyers
First Time Buyer

Major UK Lenders Announce Mortgage Rate Reductions: What It Means for Home Buyers

Major UK lenders including Halifax Intermediaries and TSB are reducing mortgage rates, potentially saving first-time buyers hundreds of pounds annually. This comes amidst a gradual recovery in the mortgage market.

David Sampson
17 April 2026
3 min
Understanding the UK Mortgage Market for First-Time Buyers in 2026
First Time Buyer

Understanding the UK Mortgage Market for First-Time Buyers in 2026

As of April 2026, the UK base rate stands at 3.75%, impacting first-time buyers. A guide by Mortgage Chain Ltd offers advice on navigating this high-rate environment.

David Sampson
17 April 2026
2 min
Impact of February’s 0.5% GDP Growth on UK Mortgage Market
First Time Buyer

Impact of February’s 0.5% GDP Growth on UK Mortgage Market

February s stronger-than-expected 0.5% GDP growth could impact the UK mortgage market. A potential base rate decrease could lead to significant savings for first-time buyers and remortgagers.

David Sampson
17 April 2026
2 min
Anthropic’s AI Model: Implications for the UK Mortgage Market
First Time Buyer

Anthropic’s AI Model: Implications for the UK Mortgage Market

Anthropic s new AI model, Mythos, could significantly alter cybersecurity and the future of the internet, potentially impacting the UK mortgage market. Enhanced cybersecurity could lead to more secure online mortgage applications and transactions.

David Sampson
17 April 2026
2 min
HSBC Cuts Mortgage Rates: Impact on First-Time Buyers and Remortgagers
First Time Buyer

HSBC Cuts Mortgage Rates: Impact on First-Time Buyers and Remortgagers

HSBC has reduced its mortgage rates by up to 34bps. This could save a first-time buyer with a £200,000 mortgage at 90% LTV £300 per year.

David Sampson
17 April 2026
3 min
Buckinghamshire Building Society Launches New Fixed Rate Mortgages
First Time Buyer

Buckinghamshire Building Society Launches New Fixed Rate Mortgages

Buckinghamshire Building Society has launched new fixed rate mortgages across its Credit Revive and Credit Restore ranges. These products provide payment certainty for clients who may have had financial setbacks.

David Sampson
17 April 2026
3 min