/
Second Charge mortgage lenders
Ranked shortlist of lenders in our directory with second charge focus.
Reviewed by David Sampson, Founder & Director
Shortlist
Lenders in our directory with second charge focus, ordered as below.
| # | Lender | Verified | Rating |
|---|---|---|---|
| 1 | Alternative Bridging Corporation | 4.7 (69) | |
| 2 | London Credit | 4.0 (19) | |
| 3 | Magnet Capital | 4.7 (12) | |
| 4 | Masthaven | 4.2 (25) | |
| 5 | Roma Finance | 4.7 (78) | |
| 6 | United Trust Bank | 3.5 (98) |
How this list is built
We use transparent directory signals only — no paid placement. Lenders must show active second charge focus in our lender directory data. Order is based on active status, lender type grouping, then alphabetical tie-break. This is directory ordering, not a personal recommendation or financial advice.
Related Articles
Practical guides and explainers from our blog — relevant to this mortgage type.
Understanding Second Charge Mortgages and FCA Insights
The FCA’s insights on second charge mortgages highlight the need for careful consideration among borrowers facing debt consolidation.
5 Oct 2026Second Charge
Second Charge Mortgages: Complete Guide to Additional Borrowing
Complete guide to second charge mortgages. Learn about additional borrowing, uses, and application process.
29 Sept 2025Second Charge
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice.Always verify details directly and seek independent advice before making financial decisions.