Alternative Bridging Corporation
Specialist LenderAlternative Bridging Corporation is a specialist short-term lender providing bridging finance for complex and non-standard property transactions. The lender prides itself on finding solutions where mainstream lenders have declined, serving borrowers with unconventional deal structures or properties.
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About Alternative Bridging Corporation
Alternative Bridging Corporation was founded to address a gap in the market for borrowers whose financing needs fall outside the parameters of mainstream and even many specialist lenders. The firm focuses on complex bridging transactions where flexibility and creative structuring are essential.
The lender considers a wide range of security types including semi-commercial, mixed-use, land, and non-standard construction properties. Alternative Bridging Corporation takes a manual approach to each case, with senior credit involvement from the outset to ensure that viable deals receive timely decisions.
Alternative Bridging Corporation is broker-only and works closely with specialist intermediaries who understand the nuances of complex property finance. The lender funds through private capital sources, enabling it to move quickly and accommodate structures that balance-sheet lenders cannot support.
Lending Focus
Alternative Bridging Corporation offers mortgage products across 5 categories including Commercial, Bridging, Adverse Credit and 2 more.
Key Features
- Specialist in complex and non-standard bridging transactions
- Considers adverse credit, unusual property types, and mixed-use assets
- Senior credit involvement from the outset for quick decisions
- Second-charge bridging available on suitable cases
- Manual underwriting with no automated declines
Pros & Cons
Pros
- Considers cases declined by other specialist lenders
- Accepts adverse credit backgrounds on a case-by-case basis
- Senior decision-makers involved early in the process
- Wide range of acceptable security types including mixed-use and land
Cons
- –Higher rates to reflect the risk profile of complex cases
- –Broker-only access — no direct applications
- –No development finance — bridging only
Fees & Charges
- Arrangement Fee
- Typically 2% of the loan amount
- Valuation Fee
- Varies by property value and complexity
- Early Repayment Charge
- Minimum interest period applies — typically 3 months
- Overpayment Allowance
- No restrictions on early repayment after minimum period
Mortgage Rates
Rate data coming soon. View rates on Alternative Bridging Corporation
Application Process
- Processing Time
- 2–4 weeks from application to completion
- Online DIP
- No — via broker or branch
- Offer Valid For
- 4 weeks
Lending Criteria
- Maximum LTV
- 70%
Frequently Asked Questions
Does Alternative Bridging Corporation accept adverse credit?
What types of property does Alternative Bridging Corporation lend against?
Does Alternative Bridging Corporation offer second-charge bridging?
How quickly can Alternative Bridging Corporation complete?
How to Apply
Broker only. Alternative Bridging Corporation products are available through mortgage brokers. Find a broker with Alternative Bridging Corporation on their panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.