United Trust Bank
Specialist LenderUnited Trust Bank is a long-established specialist lender providing bridging finance, development funding, buy-to-let mortgages, and second-charge loans. With decades of experience, UTB combines traditional banking relationships with a flexible, case-by-case approach to complex lending scenarios.
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About United Trust Bank
United Trust Bank was established in 1955 and has over 65 years of lending experience. The bank has its headquarters in London and has grown to become a significant player in the specialist finance market. UTB combines traditional banking relationships with a flexible, case-by-case approach to complex lending scenarios.
UTB offers bridging finance, development funding, buy-to-let mortgages, and second-charge loans. The bank is known for rapid decision-making with an experienced credit team. UTB serves property investors and developers through intermediaries, with a reputation for reliability and speed of execution.
United Trust Bank is broker-only and works with property finance intermediaries across the UK. The bank has built long-standing relationships with brokers and is known for flexible terms on larger and more complex transactions. UTB is regulated by the FCA and PRA.
Lending Focus
United Trust Bank offers mortgage products across 5 categories including Buy-to-Let, Bridging, Development and 2 more.
Key Features
- Bridging loans from £150k with flexible terms
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.






