Roma Finance
Specialist LenderRoma Finance is a Sheffield-based specialist lender providing bridging finance, development loans, and second-charge products. Their technology-driven platform enables fast turnarounds, and they pride themselves on supporting brokers with responsive service and competitive short-term lending solutions.
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Lending Focus
Roma Finance offers mortgage products across 4 categories including Bridging, Development, Limited Company and 1 more.
Key Features
- Bridging loans from £50k to £5m across England and Wales
- Light and heavy refurbishment development finance
- Second-charge lending with flexible criteria
- Tech-enabled platform for faster completions
- Award-winning broker support team
Pros & Cons
Pros
- Technology-driven platform enabling faster completions
- Award-winning broker support and service quality
- Offers bridging, development, and second-charge in one place
- Competitive rates starting from low entry points
Cons
- –Broker-only — no direct access for borrowers
- –Only lends in England and Wales
- –Relatively young lender — established 2014
Fees & Charges
Arrangement Fee
Typically 1.5–2% of the loan amount
Valuation Fee
Varies by property value — arranged through approved panel
Early Repayment Charge
No ERC on standard bridging products
Overpayment Allowance
No restrictions — can repay at any time
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Roma Finance. In the meantime, visit their website for the latest rates.
View rates on Roma FinanceApplication Process
Processing Time
5–15 working days from application to completion
Online DIP
No — via broker or branch
Offer Valid For
4 weeks from date of offer
Lending Criteria
Maximum LTV
75%
Frequently Asked Questions
What areas does Roma Finance cover?
Does Roma Finance offer development finance?
What is the minimum bridging loan from Roma Finance?
How does Roma Finance process applications so quickly?
How to Apply
Broker Only
Roma Finance products are only available through mortgage brokers. Use our broker directory to find a broker with Roma Finance on their lender panel.
Contact Information
Need a Roma Finance Broker?
Find FCA-regulated mortgage brokers who have Roma Finance on their lender panel.
Find a BrokerRegulatory Status
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Bridging Finance: The Complete Guide for Property Investors
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.