Aspen Bridging
Specialist LenderAspen Bridging is a Manchester-based specialist lender offering bridging finance and development loans with a focus on speed and flexibility. Their in-house funding model allows them to move quickly and make bespoke decisions, catering to property investors and developers needing fast, reliable finance.
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Lending Focus
Aspen Bridging offers mortgage products across 3 categories including Bridging, Development, Limited Company.
Key Features
- Bridging loans from £100k to £25m
- In-house funding for faster credit decisions
- Heavy and light refurbishment finance available
- Completions from 5 working days
- Flexible terms for experienced property professionals
Pros & Cons
Pros
- In-house funding model enables fast and bespoke credit decisions
- Completions from 5 working days
- High maximum LTV of 80% for bridging
- Loans up to £25m for large-scale transactions
Cons
- –Broker-only — no direct borrower access
- –Based in Manchester — may have less London/South-East market presence
- –Primarily targets experienced property professionals
Fees & Charges
Arrangement Fee
Typically 1.5–2% of the loan amount
Valuation Fee
Varies by property value — instructed at application
Early Repayment Charge
No ERC — flexible early repayment terms
Overpayment Allowance
No restrictions — can repay at any time
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Aspen Bridging. In the meantime, visit their website for the latest rates.
View rates on Aspen BridgingApplication Process
Processing Time
5–15 working days from application to completion
Online DIP
No — via broker or branch
Offer Valid For
4 weeks from date of offer
Lending Criteria
Maximum LTV
80%
Frequently Asked Questions
What is the minimum loan amount from Aspen Bridging?
How fast can Aspen Bridging complete a loan?
Does Aspen Bridging offer refurbishment finance?
Can limited companies apply for Aspen Bridging loans?
How to Apply
Broker Only
Aspen Bridging products are only available through mortgage brokers. Use our broker directory to find a broker with Aspen Bridging on their lender panel.
Contact Information
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Expert insights and guides for bridging mortgages
Bridging Finance: The Complete Guide for Property Investors
Bridging finance is essential for property investors. Learn about types, costs, and application process in our complete guide.
Bridging Finance: The Complete Guide for Property Investors
Bridging finance is essential for property investors. Learn about types, costs, and application process in our complete guide.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.