Shawbrook Bank
Specialist LenderShawbrook Bank is a specialist lender offering bridging finance, commercial mortgages, development funding, and buy-to-let products. Known for pragmatic underwriting and speed of execution, Shawbrook serves experienced property investors and developers through intermediary partners across the UK.
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Lending Focus
Shawbrook Bank offers mortgage products across 5 categories including Buy-to-Let, Commercial, Bridging and 2 more.
Key Features
- Bridging loans from £50k to £15m
- Regulated and unregulated bridging available
- Dedicated underwriter assigned to each case
- Development finance with staged drawdowns
- Experienced complex commercial lending team
Pros & Cons
Pros
- Wide product range covering bridging, BTL, commercial, and development
- Dedicated underwriter assigned to every case
- Strong institutional backing with balance-sheet lending
- Regulated and unregulated bridging options available
Cons
- –Broker-only — no direct-to-consumer access
- –Minimum loan size of £50k may exclude smaller deals
- –Not suitable for adverse credit borrowers
Fees & Charges
Arrangement Fee
Typically 2% of the loan amount
Valuation Fee
Varies by property value — quoted at application stage
Early Repayment Charge
No ERC on most bridging products — interest charged on the full term or a minimum period
Overpayment Allowance
No restrictions — can repay at any time
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Shawbrook Bank. In the meantime, visit their website for the latest rates.
View rates on Shawbrook BankApplication Process
Processing Time
2–4 weeks from application to completion
Online DIP
No — via broker or branch
Offer Valid For
6 weeks from date of offer
Lending Criteria
Maximum LTV
75%
Frequently Asked Questions
What is the minimum bridging loan amount from Shawbrook?
Does Shawbrook offer regulated bridging loans?
Can I apply for a Shawbrook bridging loan directly?
How quickly can Shawbrook complete a bridging loan?
How to Apply
Broker Only
Shawbrook Bank products are only available through mortgage brokers. Use our broker directory to find a broker with Shawbrook Bank on their lender panel.
Contact Information
Need a Shawbrook Bank Broker?
Find FCA-regulated mortgage brokers who have Shawbrook Bank on their lender panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.