Together Money
Specialist LenderTogether Money is a specialist lender with over 50 years of experience, offering bridging, buy-to-let, commercial, and development finance. They are known for their common-sense approach to lending, considering each case on its individual merits rather than relying on automated scoring.
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Lending Focus
Together Money offers mortgage products across 6 categories including Residential, Buy-to-Let, Commercial and 3 more.
Key Features
- Common-sense underwriting approach for non-standard cases
- Bridging finance with completion in as little as 3 days
- Auction finance with same-day decisions available
- Adverse credit considered on individual circumstances
- Over 50 years of specialist lending experience
Pros & Cons
Pros
- Over 50 years of specialist lending experience
- Common-sense underwriting considers each case individually
- Bridging finance available in as little as 3 days
- Wide product range including residential, BTL, bridging, and development
Cons
- –Broker-only — cannot apply direct
- –Higher rates than high-street lenders due to specialist nature
- –Maximum 80% LTV is lower than some competitors
Fees & Charges
Arrangement Fee
Typically 1–2% of the loan amount
Valuation Fee
Based on property value — usually £250–£1,500
Early Repayment Charge
Varies by product — typically 1–3 months interest
Overpayment Allowance
Varies by product — check individual terms
Mortgage Rates
Rate data coming soon
We're working on adding live mortgage rate information for Together Money. In the meantime, visit their website for the latest rates.
View rates on Together MoneyApplication Process
Processing Time
1–4 weeks depending on product type
Online DIP
Yes — available online
Offer Valid For
3–6 months depending on product
Lending Criteria
Maximum LTV
80%
Frequently Asked Questions
How fast can Together Money complete a bridging loan?
Does Together Money accept bad credit?
Is Together Money a bank?
What types of property does Together Money lend on?
How to Apply
Broker Only
Together Money products are only available through mortgage brokers. Use our broker directory to find a broker with Together Money on their lender panel.
Contact Information
Need a Together Money Broker?
Find FCA-regulated mortgage brokers who have Together Money on their lender panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.