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Ranked shortlist of directory brokers who list second charge experience. Same pool and rules as the niche guide.
FCA-regulated brokers in our directory with second charge specialisation, ordered as below.
| # | Broker | Verified | Rating |
|---|---|---|---|
| 1 | Greenshoots Financial Ltd | 5.0 (153) | |
| 2 | Extend Finance | 5.0 (136) | |
| 3 | JF Financial Solutions | 5.0 (133) | |
| 4 | Caboodle Financial Services Ltd | 5.0 (42) | |
| 5 | Look 4 Mortgages Ltd | 5.0 (38) | |
| 6 | PHLS Mortgage Services | 5.0 (23) | |
| 7 | Smart City Mortgages | 5.0 (19) | |
| 8 | E18 Specialist Property Finance | 5.0 (10) | |
| 9 | Art of Mortgage | 5.0 (5) | |
| 10 | PG Finserv | 5.0 (2) |
We use transparent directory signals only — no paid placement. Brokers must list second charge in our directory, using the same matching rules as the pillar page. Order is based on verification signal, then average rating, then total review count. This is directory ordering, not a personal recommendation or financial advice.
Practical guides and explainers from our blog — relevant to this mortgage type.

The FCA’s insights on second charge mortgages highlight the need for careful consideration among borrowers facing debt consolidation.

Complete guide to second charge mortgages. Learn about additional borrowing, uses, and application process.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice.Always verify details directly and seek independent advice before making financial decisions.