/
First Time Buyer mortgage lenders
Ranked shortlist of lenders in our directory with first time buyer focus.
Shortlist
Lenders in our directory with first time buyer focus, ordered as below.
| # | Lender | Verified | Rating |
|---|---|---|---|
| 1 | Accord Mortgages | 2.4 (168) | |
| 2 | Bank of Ireland UK | - | |
| 3 | Barclays | 4.4 (762) | |
| 4 | Co-operative Bank | 2.2 (47) | |
| 5 | Halifax | 3.2 (21) | |
| 6 | Lloyds Bank | 2.5 (19) | |
| 7 | NatWest | 3.0 (75) | |
| 8 | Santander UK | 1.7 (14) | |
| 9 | TSB | 1.5 (53) | |
| 10 | Cambridge Building Society | 4.6 (10) |
How this list is built
We use transparent directory signals only — no paid placement. Lenders must show active first time buyer focus in our lender directory data. Order is based on active status, lender type grouping, then alphabetical tie-break. This is directory ordering, not a personal recommendation or financial advice.
Related Articles
Practical guides and explainers from our blog — relevant to this mortgage type.
First-Time Buyers’ Share of Mortgage Lending Declines
First-time buyers’ share of mortgage lending has declined, raising questions about the effectiveness of current support measures.
12 Oct 2026First Time Buyer
Understanding Shared Ownership Mortgages and Costs
Shared ownership can ease home buying, but ongoing costs matter. Understand the implications of lower stakes and rental liabilities.
7 Oct 2026First Time Buyer
LISAs Boost First-Time Buyer Mortgages by £67.5bn
The LISA has enabled £67.5 billion in first-time buyer purchases, aiding over 417,000 buyers in overcoming deposit challenges.
5 Oct 2026First Time Buyer
Gable Mortgages Expands Zero-Deposit Offerings via Twenty7tec
Gable Mortgages joins Twenty7tec, enhancing access to zero-deposit mortgages for borrowers struggling to save for a deposit.
23 Sept 2026First Time Buyer
Gen Z Home Deposit Savings and the Mortgage Market Impact
Research shows that 18% of Gen Z aren’t saving for home deposits, raising concerns for the housing market.
22 Sept 2026First Time Buyer
Ecology BS Introduces New Mortgage for First Homes Fund
Ecology Building Society launches a new mortgage for Scotland’s First Homes Fund, aiding first-time buyers with significant government support.
22 Sept 2026First Time Buyer
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice.Always verify details directly and seek independent advice before making financial decisions.