NatWest
BankNatWest is a major UK high street bank offering an extensive mortgage range including residential, buy-to-let, commercial, shared ownership, and government-backed products. Known for strong intermediary relationships, NatWest is a frequent choice for both direct applicants and broker-sourced deals.
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About NatWest
NatWest was formed in 1968 through the merger of National Provincial Bank and Westminster Bank. The bank became part of the Royal Bank of Scotland Group (now NatWest Group) and today operates as one of the UK's leading retail banks. NatWest Group is majority-owned by the UK government following the 2008 financial crisis, though the government has been gradually reducing its stake.
NatWest offers one of the broadest mortgage ranges among UK high street banks. It supports shared ownership and Help to Buy schemes, helping first-time buyers with smaller deposits. The bank also offers a Family Deposit Mortgage, similar to Barclays' Springboard product, allowing family members to use savings as security. NatWest has invested in green mortgages, offering cashback for energy-efficient homes.
The bank is a major player in the intermediary market, with strong relationships with mortgage brokers. NatWest processes a significant volume of broker-sourced applications and is known for competitive turnaround times. It serves residential, buy-to-let, and commercial mortgage customers across the UK.
Lending Focus
NatWest offers mortgage products across 5 categories including Residential, Buy-to-Let, Commercial and 2 more.
Key Features
- Shared ownership and Help to Buy mortgage products
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.
