Accord Mortgages
BankAccord Mortgages is the intermediary-only mortgage brand of Yorkshire Building Society, offering a comprehensive range of residential, buy-to-let, and shared ownership products exclusively through mortgage brokers.
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About Accord Mortgages
Accord Mortgages was launched in 2003 as the intermediary-only lending arm of Yorkshire Building Society, the UK's third-largest building society. Accord was created to serve the mortgage broker market with dedicated products and service tailored to the needs of intermediaries and their clients.
Accord offers a comprehensive range of residential, buy-to-let, and shared ownership mortgage products. As a broker-only brand, Accord can focus entirely on providing an excellent intermediary experience, including dedicated business development managers, efficient processing, and broker-exclusive deals. The brand benefits from the financial strength and stability of the Yorkshire Building Society Group.
Accord has grown to become one of the most recognised intermediary brands in the UK mortgage market. The brand is known for competitive rates, quick turnaround times, and responsive service. Accord products are available through mortgage brokers across the UK and are not available directly to consumers. The brand is regulated through Yorkshire Building Society's FCA and PRA authorisations.
Lending Focus
Accord Mortgages offers mortgage products across 3 categories including Residential, Buy-to-Let, Shared Ownership.
Key Features
- Intermediary-only brand with broker-exclusive products
- Backed by Yorkshire Building Society Group financial strength
- Shared ownership mortgages for first-time buyers
- Competitive residential and buy-to-let rates
- Dedicated Business Development Manager support for brokers
Pros & Cons
Pros
- Competitive rates often among the best in the broker market
- Fast processing with efficient intermediary-focused service
- Backed by the financial strength of Yorkshire Building Society
- Shared ownership products support first-time buyer clients
Cons
- –Only available through mortgage brokers — cannot apply directly
- –Product range depends on YBS Group strategy and may change
- –No specialist lending such as bridging, commercial, or self-build
Fees & Charges
- Arrangement Fee
- Varies by product; fee-free options available
- Valuation Fee
- Free on many products
- Early Repayment Charge
- 1–5% during the initial deal period
- Overpayment Allowance
- Up to 10% per year without charge
Mortgage Rates
Rate data coming soon. View rates on Accord Mortgages
Application Process
- Processing Time
- 1–3 weeks
- Online DIP
- Yes — available online
- Offer Valid For
- 6 months
Lending Criteria
- Maximum LTV
- 95%
Frequently Asked Questions
Can I apply for an Accord mortgage directly?
Is Accord Mortgages part of Yorkshire Building Society?
Does Accord offer shared ownership mortgages?
What is the maximum LTV Accord Mortgages offers?
How to Apply
Broker only. Accord Mortgages products are available through mortgage brokers. Find a broker with Accord Mortgages on their panel.
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Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice. Always verify lender details directly and seek independent advice before making financial decisions.