How many mortgage brokers are in Wigan?

16 FCA-regulated firms are listed for Wigan. Common focus areas include Buy-to-Let, Bridging, Commercial, Development, Mixed Use.

Why use a mortgage broker in Wigan instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Wigan often know which underwriters are comfortable with nearby property types and survey quirks. Manchester property moves fast — having a mortgage agreement in principle before you start viewing is essential. A good local broker can get you AIP within 24 hours and knows which lenders process fastest.

What does mortgage advice typically cost in Wigan?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Wigan?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Bridging, Commercial), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Wigan with adverse credit?

Often yes. Wigan has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Wigan, North West

Q: What do typical property prices look like in Wigan?

The average price in our data is £191,180 (up 3.2% year-on-year). The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.

About Wigan

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Wigan
#	Broker	Verified	Rating
1	The UK Adviser - North West	Unverified	5.0 (8)
2	Manchester Mortgage Centre	Unverified	5.0 (119)
3	BlueSphere	Unverified	5.0 (7)
4	Makerfield Mortgages	Unverified	5.0 (3)
5	HFA Mortgage & Protection	Unverified	5.0 (146)
6	Stephen Byfield SGB Mortgages	Unverified	5.0 (153)
7	Haynes and Haynes Commercial Finance	Unverified	5.0 (9)
8	Charnock Mortgages I Mortgage & Protection Consultant	Unverified	5.0 (71)
9	HFA	Unverified	5.0 (29)
10	Pure Mortgage	Unverified	4.8 (18)

Local snapshot

Wigan (North West) lists 16 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £191,180 — up 3.2% year-on-year.

The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.

What local advisers focus on

Together they cover Buy-to-Let, Bridging, Commercial, Development, Mixed Use, Refurbishment — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Wigan?: 16 FCA-regulated firms are listed for Wigan. Common focus areas include Buy-to-Let, Bridging, Commercial, Development, Mixed Use.
What do typical property prices look like in Wigan?: The average price in our data is £191,180 (up 3.2% year-on-year). The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.
Why use a mortgage broker in Wigan instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Wigan often know which underwriters are comfortable with nearby property types and survey quirks. Manchester property moves fast — having a mortgage agreement in principle before you start viewing is essential. A good local broker can get you AIP within 24 hours and knows which lenders process fastest.
What does mortgage advice typically cost in Wigan?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Wigan?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Bridging, Commercial), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £191,180.

Annual movement about 3.2% (rising).

Mix of home types (averages)

Detached: £313,211
Semi-detached: £199,533
Terraced: £154,418
Flats: £105,200
First-time buyer purchases: £172,855

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 16 firms side by side. 2 show 10+ years trading history.

Collective review score is 4.8/5 across 11 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Bridging, Commercial, Development. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

Sold prices cluster around £191,180, so lenders may see lower loan sizes and different stress-test outcomes than in London-weighted headlines.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Wigan is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Wigan

Directory snapshot — Wigan

Need help choosing a broker?

Top 10 mortgage brokers in Wigan

The UK Adviser - North West

Manchester Mortgage Centre

BlueSphere

Makerfield Mortgages

HFA Mortgage & Protection

Stephen Byfield SGB Mortgages

Haynes and Haynes Commercial Finance

Charnock Mortgages I Mortgage & Protection Consultant

HFA

Pure Mortgage

More areas in North West

Explore Postcode Districts Near Wigan

Market data for Wigan

Market data panel