Active Mortgage & Insurance Solutions

We really cant recommend Phil enough for the service he provided. We were initially looking for a Repayment Interest Only (RIO) mortgage which are not too common but Phil found us a provider willing to offer us this type of Mortgage. However once we got the figures Phil discussed options with us and we actually went with a more standard "repayment" mortgage Phil dealt with all the tricky stuff and made it very straightforward from our perspective and has a secure portal for us to upload all the necessary paperwork He was a very patient man dealing with the lender and their solicitors who asked for extra information at the last minute. Would have no hesitation in recommending Phil to friends and family looking for a mortgage in the future.

First time buyers here so it was crucial we got the best possible assitance and Phil nailed it for us. We had the absolute pleasure of working with Phil as our mortgage broker, and we couldn’t recommend him highly enough. From the very start, he made the process smooth by setting up an easy-to-use online portal where we could provide all the relevant information and stay updated on any paperwork needed. When our first house fell through due to Japanese Knotweed in the survey, Phil quickly secured a new mortgage offer for us so we didn’t have to start the process all over again. His efficiency and forward planning saved us both time and stress. What stood out most was his flexibility and care—Phil always arranged calls at times that suited us, never rushed through explanations, and gave us clear, practical guidance every step of the way. He truly went above and beyond, assisting with every aspect of buying our home. Phil’s honesty also shone through. Knowing we were on a tight budget, he chose not to charge us personally a commission because our property wasn’t at the higher end of the market. This saved us a huge amount and showed he genuinely puts his clients first. Thanks to Phil’s expertise and strong reputation with lenders, he secured us the best possible deal. We always felt he had our backs and was working in our best interests. Today, we are proud homeowners, and it’s not just about bricks and mortar, it’s about the joy and happiness on our kids’ faces, which is priceless. We’ll happily recommend Phil to friends and family, and we sincerely wish him the very best in his business. He’s not just a mortgage broker, he’s an honest caring professional who treats clients like people, not transactions. Thank you, Phil!

I have used this company’s services several times in relation to my residential and holiday-let mortgages, and now would not go anywhere else. Phil is extremely thorough and professional, sourcing the best deals whilst simplifying the process and keeping me up-to-date with effective communication throughout. I would thoroughly recommend him - and have done so to my son who also recently used his services and was completely satisfied.

Fantastic service from Phil, he helped us through the process which as I am nearly computer illiterate was probably very stressful for him but he was patient and helped me through calmly. Phil got us a good mortgage despite us having financial blemishes through our lives and gave good advice on future improvements we can make. Can highly recommend.

Phil was very knowledgeable and thorough during our recent remortgage. He took his time to explain each step and was always available to contact if we were unsure of anything. We would highly recommend him and will be using his services again when our mortgage rate ends.