How many mortgage brokers are in Oldham?

44 FCA-regulated firms are listed for Oldham. Common focus areas include Buy-to-Let, Ltd Co, Commercial, Portfolio, Adverse Credit.

Why use a mortgage broker in Oldham instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Oldham often know which underwriters are comfortable with nearby property types and survey quirks. Manchester property moves fast — having a mortgage agreement in principle before you start viewing is essential. A good local broker can get you AIP within 24 hours and knows which lenders process fastest.

What does mortgage advice typically cost in Oldham?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Oldham?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Ltd Co, Commercial), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Oldham with adverse credit?

Often yes. Oldham has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Oldham, North West

Q: What do typical property prices look like in Oldham?

The average price in our data is £213,245 (up 8.4% year-on-year). The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.

About Oldham

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Oldham
#	Broker	Verified	Rating
1	CB Choice Investment Ltd	Unverified	5.0 (8)
2	Peter Clarkson	Unverified	5.0 (1)
3	Edwards Veeder (UK) Limited	Unverified	5.0 (2)
4	MortgagesAndRemortgages.com Limited	Unverified	5.0 (10)
5	Finsso Financial	Unverified	5.0 (6)
6	Nicola Mitchell Mortgages and Protection	Unverified	5.0 (55)
7	Oldham Independent Mortgage Services Ltd	Unverified	5.0 (1)
8	Kays Mortgage Solutions	Unverified	5.0 (18)
9	Darlington Naley Taylor & Associates	Unverified	5.0 (5)
10	The Mortgage Store Middleton - Penny Stein	Unverified	5.0 (35)

Local snapshot

Oldham (North West) lists 44 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £213,245 — up 8.4% year-on-year.

The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.

What local advisers focus on

Together they cover Buy-to-Let, Ltd Co, Commercial, Portfolio, Adverse Credit, Self Build — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Oldham?: 44 FCA-regulated firms are listed for Oldham. Common focus areas include Buy-to-Let, Ltd Co, Commercial, Portfolio, Adverse Credit.
What do typical property prices look like in Oldham?: The average price in our data is £213,245 (up 8.4% year-on-year). The North West was one of England's strongest performers in 2025 with 4.5% growth. Manchester's continued development as a tech and media hub drives demand, while Liverpool and surrounding areas offer some of the UK's highest rental yields.
Why use a mortgage broker in Oldham instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Oldham often know which underwriters are comfortable with nearby property types and survey quirks. Manchester property moves fast — having a mortgage agreement in principle before you start viewing is essential. A good local broker can get you AIP within 24 hours and knows which lenders process fastest.
What does mortgage advice typically cost in Oldham?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Oldham?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Ltd Co, Commercial), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £213,245.

Annual movement about 8.4% (rising).

Mix of home types (averages)

Detached: £376,481
Semi-detached: £242,614
Terraced: £180,588
Flats: £131,199
First-time buyer purchases: £194,681

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 44 firms side by side. 2 show 10+ years trading history.

Collective review score is 4.5/5 across 35 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Ltd Co, Commercial, Portfolio. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

Prices moved about 8.4% year-on-year (up), which can affect loan-to-value bands and seller expectations.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Oldham is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Oldham

Directory snapshot — Oldham

Need help choosing a broker?

Top 10 mortgage brokers in Oldham

CB Choice Investment Ltd

Peter Clarkson

Edwards Veeder (UK) Limited

MortgagesAndRemortgages.com Limited

Finsso Financial

Nicola Mitchell Mortgages and Protection

Oldham Independent Mortgage Services Ltd

Kays Mortgage Solutions

Darlington Naley Taylor & Associates

The Mortgage Store Middleton - Penny Stein

More areas in North West

Explore Postcode Districts Near Oldham

Market data for Oldham

Market data panel