PMC Protects is an FCA-regulated mortgage broker based in Liverpool, L1 0AH, specialising in Buy-to-Let, First Time Buyers, Remortgages and 1 other areas. Rated 5/5 from 38 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
Awaiting broker claim/verification to unlock team profiles.
Przemyslaw Wbrl
30 Jan 2026I’m extremely satisfied with the service I received from my mortgage broker. From the beginning to the end, everything was handled professionally, clearly, and efficiently. He explained all options in simple terms, helped me find the best deal, and made the whole process much less stressful.
Norbert Jastrzębski
18 Aug 2025I am very pleased with Marcin Calka's services. I can't be more greatfull for his hard work and dedication. I've started my mortgage journey with another company and they haven't been able to sort it out for me for last six months, what for Marcin took one week. They are very professional and trustworthy company. I would recommend them for anyone .
Bart Wiktor
16 May 2025Highly recommend! When it comes to mortgages or life insurance, there is no better broker in the UK. As first time buyers we didn’t know where we stand, where to start or what to do. Marcin has a very positive and professional approach, and well as tonnes of knowledge, the impossible becomes possible!! Honestly can’t fault them, Marcin and Annabella and the whole team have been great start to finish. Can’t recommend them enough!
Marta Okonek-Papciak
28 Aug 2024We recently bought our first home, and we owe it all to PMC Protects and especially to Mrs. Magda. From start to finish, she was absolutely incredible! Her professionalism, knowledge, and unwavering commitment made the entire mortgage process smooth and stress-free. Mrs. Magda was with us at every stage of our home-buying journey, always ready to answer questions and guide us through what could have been an overwhelming experience. Thanks to her support, we were able to fulfill our dream of owning a home. We couldn’t be happier and highly recommend her to anyone looking for expert help with their mortgage!
Klaudia Mot
17 Mar 2024I recently worked with PMC Protects for my mortgage needs, and I couldn't be happier with the service they provided. Biggest thanks to Magda for her exceptional support throughout my home buying journey. Her professionalism, expertise, and dedication made the process smooth and stress-free. Without her guidance and diligence, I wouldn't have achieved my dream of owning a house. Magda, you are truly invaluable, and I'm immensely grateful for all your help ❤️
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Regulatory Status
Direct Authorisation
FCA Number
937485Get clarity on rates, affordability, and next steps in one quick conversation.
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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