Clare Marsh
27 Feb 2026Upon a friend's recommendation, I reached out to John at EMS Mortgages for advice about switching my residential mortgage to a Buy to Let. John was very responsive, friendly and approachable and explained clearly the different options I had. Straight away, I felt at ease and it was a very productive first meeting as he showed me a variety of lenders, their interest rates and terms. He talked me through them in a way I could understand. John applied on my behalf and I was accepted in principle. This was a straightforward process as he told me the documents I needed to make the application. He even signposted me to some good advice around reputable conveyancing solicitors, energy performance certificates and accountancy which I really appreciated. I would not hesitate to recommend John, and would be delighted to work with him again in the future.











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