PBS Mortgage Solutions LTD is an FCA-regulated mortgage broker based in Bolton, BL2 3HS, specialising in Buy-to-Let, Commercial, First Time Buyers and 2 other areas. Rated 5/5 from 13 reviews.
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Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
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Antonio Sanjose
21 Aug 2025Just about to exchange on our first house and got our mortgage through PBS. I'm self employed and I know lenders can be tricky with people in my situation, so I was quite apprehensive. I worked with Jon Stackhouse who worked tirelessly to get me the best deal and he was great all around in advising on the process. Would highly recommend them!
gem k
1 Mar 2024Well today we completed on our new home. I initially dealt with Joe around 16 months ago in relation to getting a mortgage but wasn't ready at the time to proceed and later ended up going back when i was in a position to buy, and ended up dealing with Katie. Joe gave me some great advice which massively helped me in relation to my predicament at the time. I later went back to get the best mortgage deal and this is when I was introduced to Katie. She was absolutely amazing from start to finish and kept me up to date every step of the way. She was friendly, efficient and very knowledgeable and I would recommend this company to anybody. I got my mortgage on a good deal and it was all down to Katie. Thanks to you both for everything. I am eternally grateful. We now have our forever home and it's thanks to you. PBS Mortgages was recommended to me by a friend who had dealt with Joe during their house purchase and I am so pleased that we contacted them. Thank you for everything ❤️
Louise Rossall
2 Feb 2024We’ve been dealing with Ross at PBS for about 15 years now, for a number of mortgages, both personal and buy to let. He always goes above and beyond to ensure he secures us the best mortgage deal. I wouldn’t hesitate to recommend!
Lily Gwatkin
2 Jan 2024We had an outstanding experience with PBS Mortgage Solutions. Katie, our mortgage advisor, went above and beyond. Her expertise and dedication made the entire process seamless. PBS Mortgage Solutions is worth every penny, Katie ensurd we made informed decisions. The team's professionalism and responsiveness was so impressive, addressing any issues straight away. Katie's guidance was invaluable, navigating complexities effortlessly even using WhatsApp which was perfect for us. We felt supported at every step, leading to a stress-free home-buying journey, honestly after talking to others who have done this without support it's seemed so stressful and glad I made the choice. If you're seeking a mortgage partner that prioritizes clients and delivers exceptional service, PBS Mortgage Solutions and Katie are the obvious choice. Five stars without hesitation.
Danny Lll
27 Sept 2023I've used PBS two times now on different properties, both times I've had Katie looking after me and I can honestly say she's super friendly and has done a fantastic job, Always quick to reply to me or my solicitor and help out with any questions along the way. 5 star service throughout!!
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UK buy-to-let repossessions have risen by 10% in Q4 2025, with landlords facing higher mortgage repayments due to rising interest rates. Landlords with a £250,000 mortgage face an annual repayment increase of £1,975.
Rents outside London have flatlined for the first time since 2017, potentially impacting landlords. With increased borrowing costs and stagnant rents, landlords could face squeezed profits.
Buy-to-let lending increased by 18.2% in Q4 2025, driven by landlords refinancing existing loans. This led to increased rental yields and lower interest rates, benefiting landlords.
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