cooke mortgage & protection services ltd

cooke mortgage & protection services ltd | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About cooke mortgage & protection services ltd

At Cooke Mortgage & Protection Services Ltd, I focus on providing clear and informed guidance through the often complex world of mortgages. Based in Prestwich, Manchester, I specialise in catering to first-time buyers, buy-to-let investors, those seeking remortgage options, and residential buyers. My approach is centred around understanding your specific needs and financial circumstances to help you navigate the mortgage process with confidence. When working with first-time buyers, I recognise the excitement and apprehension that comes with stepping onto the property ladder. My aim is to demystify the process, explaining each step clearly—from initial assessment to completion—so you can make informed decisions about your home purchase. I take the time to explore various mortgage options, ensuring that you’re aware of the possibilities available to you. For buy-to-let investors, I provide insight into the current market trends and lending criteria that can impact your investment strategy. I understand the nuances of buy-to-let mortgages, from rental yield calculations to tax implications, assisting you in making a well-rounded investment decision. Remortgaging can often feel daunting, especially with the multitude of options available. I guide you through the process, whether you’re looking to secure a better rate, release equity, or alter your mortgage term. My goal is to ensure that you understand the implications of remortgaging and how it can benefit your financial situation. In the residential mortgage sector, I am committed to ensuring that your home-buying experience is as straightforward as possible. I work closely with you to assess your financial profile and recommend suitable mortgage products that align with your circumstances. By prioritising open communication and transparency, I strive to build a rapport that allows for a smooth transaction from start to finish.

Specialisations

Buy-to-Let

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

4.6(11 reviews)

Reza Tohid

23 Feb 2026

Based on my personal experience, I CAN NOT recommend Michelle. Communication was extremely poor, agreed actions were not delivered, and no mortgage was ultimately secured. Despite taking payment, she failed to provide the service promised and then stopped responding. I would strongly advise others to look elsewhere. UPDATE - Reply: This is the true reflection of Personal Service I received from Michelle Cooke CeMap CeRER; MLC financial Services at the time.

Ange B

16 Dec 2024

We can't recommend Michelle enough. This was our first remortgage and Michelle explained the process to us fully and with no judgement either. Michelle went the extra mile getting things through quickly and finding us to best possible outcome for our circumstances. If we or any friends/family ever need mortgage help again in the future, she will be our first port of call and recommendation. Thanks Michelle.

Samantha B

13 Jul 2024

⭐⭐⭐⭐⭐ Michelle was amazing throughout the entire mortgage process. She was incredibly helpful and dedicated to finding the best deal for us. Her expertise and knowledge made a significant difference, and she always took the time to explain every detail, ensuring we felt confident and informed. Michelle went above and beyond to make the experience as smooth and stress-free as possible. We couldn't be happier with her service and highly recommend her to anyone in need of a mortgage broker.

Alex Hirst

30 Jun 2024

Michelle was fantastic throughout the process and was always thinking one step ahead, which is important in the volatile economic environment we’re in at the moment. Michelle was able to lock in a lower rate on our new fixed mortgage, 6 months before our current mortgage was due to expire, which probably saved us over £100 a month. Thanks very much for top advice!

Abbie

5 May 2022

So easy and simple… Michelle set up an initial meeting to explain my options on my remortgage. Everything was explained in a precise and clear way meaning I was making the best, informed decision. I received my mortgage offer within 24 hours and Michelle was there every step of the way answering any questions I had and providing amazing general overall support. I would recommend her time and time again.