Mortgage First

Mortgage First - Mortgage Advice City of London | Mortgage118

Team Members

Meet our experienced team of mortgage professionals

Charlotte Harris

Mortgage Adviser

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Daniel Evans

Protection Specialist

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About Mortgage First

At Mortgage First, my focus is firmly on guiding clients through the complexities of residential mortgage options. Based in the heart of London, I leverage my extensive knowledge of the mortgage landscape to help individuals and families secure the financing they need for their homes. Navigating the residential mortgage process can often feel overwhelming, with countless lenders and products available. I take pride in simplifying this journey. From the initial consultation to completion, I ensure that clients are well-informed at every stage. I start by thoroughly understanding their unique circumstances, including financial situations and future goals. This insight allows me to provide clear recommendations that align with their needs. I specialise in residential mortgages, which include first-time buyer schemes, remortgages, and help-to-buy options. My approach involves a detailed assessment of various lending criteria, ensuring I match clients with the right products and lenders. Each lender has its own set of requirements and preferences, and my role is to navigate these intricacies on behalf of my clients, saving them time and effort. In addition to sourcing mortgages, I also provide guidance on key factors that can influence borrowing capacity, such as credit scores and deposit requirements. I believe that empowering clients with knowledge is crucial to making informed decisions. This includes discussing the implications of different mortgage types, whether fixed or variable, and how they might affect clients in the long run. Communication is paramount throughout this process. I ensure that clients are kept updated with their application status and any necessary documentation.

Specialisations

No specialisations listed.

Languages Spoken

🇬🇧English

Reviews & Ratings

Google

5(15 reviews)

Anil Sojitra

7 Oct 2022

John Hutchings at Mortgage First has been fantastic throughout our mortgage process, very attentive and professional, always keeping us informed of progress. Every step was explained in laymen's terms and he maintained regular contact with a friendly, personable and approachable manner. John went above and beyond to keep things on track for us. Our first house fell through when the vendor pulled out and John was quick to liaise with our mortgage provider and organise a switch over to our next house purchase helping to alleviate some of the stress. Would highly recommend John to anyone needing mortgage services, he's simply the best! If there were 10 stars we would give it.

Gill McNeill

6 Jun 2022

John at Mortgage First was attentive, responsive and an absolute pleasure to work our way through our remortgage with! I don't recommend people easily these days but this 5 star review is not just lip service. Highly encourage anyone needing sound advice and an excellent turnaround to have a chat with John today.

April Cockwill

13 May 2022

John has been fantastic throughout our mortgage process, very attentive and professional. Made the whole process smooth and went over & above to achieve our outcome. Would highly recommend this service.

Sophie Hill

15 Feb 2022

The process of our remortgage was hassle free and straight forward. We cannot fault the communication and service provided by John. He kept us well informed and made our lives easy with his professionalism and expertise. Would 100% recommend John, we wouldn’t want to use any other mortgage advisor!

Noel Wright

7 Feb 2022

John Hutchings at Mortgage first has provided us with a fantastic service in reviewing our mortgage. At every step everything was explained in layman's terms in great detail with regular contact maintained. I would recommend John to anyone.