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IPFS, based in Barnet, N3 1XW, is a mortgage broker and an appointed representative of Quilter Financial Services Limited, which is authorised and regulated by the FCA. Rated 5/5 from 18 reviews.
Meet our experienced team of mortgage professionals
Charlotte Harris
Mortgage Adviser
Daniel Evans
Protection Specialist
Awaiting broker claim/verification to unlock team profiles.
No specialisations listed.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Information on this page is for general guidance only and does not constitute financial advice.Always verify broker details directly and seek independent advice before making financial decisions.
Louise Fyffe
1 Sept 2023IPFS have been professional and helpful throughout the mortgage application. This has been our third time working with Paul and we recommend him highly. The process was smooth, communication was quick throughout and everything was explained to us clearly. They go above and beyond with the personal customer experience even if under time pressure. Will definitely be reaching out to them going forward for any more financial services.
Mitzi Wyman
20 Apr 2023I have been delighted with the service that I've received from Paul at IPFS. Originally I was going to go to a big lender but he was so much more flexible in his approach, really going the extra mile to get me the best deal. He was very responsive, helpful and through using him I saved a lot of money. I only wish I'd discovered him before. I recommend him very highly and will certainly be using him again in the future.
Adam Morley
23 Jun 2022From start to finish - a really helpful, positive, informative & supportive service. Paul in particular, was an absolute legend & went out of his way to ensure I got the mortgage I needed, through the good times & challenging. He made the process as smooth & stress-free as possible, which was amazing. Thank you so much - I highly recommend.
virginia barbisan
22 Jun 2022We have used IPFS services at different times over the past few years and we have always been extremely happy. Great communication and very easy to deal with. Paul has been a pleasure to work with. We absolutely recommend them and will surely use their services again when needed.
Komal Karia
21 Aug 2021My husband and I have been working with Paul at IPFS for years and he is always extremely professional and provides the best service. He genuinely cares about giving us the best deal and making sure we are happy.
No memberships listed.
| Trading name | IPFS |
|---|---|
| FCA registered name | Integral Private Finance Services Ltd / 582722 |
| Business type | Limited company / 08064021 |
| Status | Appointed Representative |
| Appointed representative of | Quilter Financial Services Limited / 440703 |
| Last checked | 9 October 2026 |
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| Broker | Verified | Rating |
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5 (503) | ||
5 (334) | ||
5 (270) | ||
5 (164) |
Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.
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