RTA Mortgage & Financial Services Ltd is an FCA-regulated mortgage broker based in East Hertfordshire, SG12 9BZ, specialising in Adverse Credit, Buy-to-Let, Commercial and 3 other areas. Rated 5/5 from 67 reviews.
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Meet our experienced team of mortgage professionals
Svitlana
6 Nov 2025I've used the RTA services for the last 16 years or so. My last three mortgages been arranged by the company. Outstanding service, very professional, transparent, provided tailor made approach, to accommodate individual circumstances to achieve the end result. Won't use anyone else, and certainly would recommend RTA Mortgages to friends and family. Just excellent customer service!
Arnie Vaughan
2 Oct 2025Always great working with RTA, have had a great experience with both Katie and Sophie for our mortgage and remortgage for a number of years now. Always working to secure us the best rate.
Danielle Robbins
2 Sept 2025We recently worked with Jack for our mortgage application and we couldn’t be more satisfied with the service he provided. From the start, Jack was responsive, always taking the time to answer our questions and explain things in a clear & understandable way. We are very happy with the outcome. I highly recommend this company’s services to anyone looking for reliable, friendly, and expert mortgage advice.
Claire Newell
4 Aug 2025We've used RTA Mortgage & Financial Services 2-3 times now, and each time the service has been excellent. The team is always responsive and helpful, and understands that if you're only remortgaging every five years, it's easy to forget how the process works! I wouldn't hesitate to recommend them to anyone looking for mortgage or other financial advice. Thanks!
raf raf
2 Aug 2025We couldn’t be more thrilled with our experience working with RTA Finance. From start to finish, the process of buying our first home was seamless, professional, and surprisingly stress-free — all thanks to their incredible team, and especially to Jack Richardson. You are a ⭐! As first-time buyers, we had a lot of questions and anxieties, but Jack was there every step of the way with guidance, patience, and genuine care. He explained every detail in a way that made us feel informed and empowered, not overwhelmed. His knowledge of the mortgage process, attention to detail, and responsiveness gave us complete confidence that we were in the best possible hands. Jack and his team went above and beyond — taking calls outside business hours, checking in regularly, and making sure we understood every stage of the financing process. His friendly, approachable manner made us feel like more than just clients. He was truly invested in helping us secure the right loan for our situation and ultimately get the keys to a home we love. The whole RTA Finance team was fantastic to work with: efficient, professional, and clearly committed to providing a high standard of service. The process moved faster than we anticipated, with no surprises or delays, which speaks volumes about their coordination and expertise. We wholeheartedly recommend RTA Finance to anyone looking to buy a home — whether it’s your first or your fifth. And if you have the chance to work with Jack Richardson, consider yourself very lucky. He made what could have been a daunting experience into something exciting, empowering, and genuinely enjoyable. Thank you, Jack, and thank you RTA Finance — we’re so grateful for everything you’ve done to help us start this exciting new chapter in our lives! 🥂
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Regulatory Status
Direct Authorisation
FCA Number
596364Practical guides and explainers from our blog — relevant to this mortgage type.
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Mortgage118 is an independent broker directory — not a mortgage broker or lender — and does not provide mortgage advice. All brokers listed hold their own individual FCA authorisation; always verify a broker's status on the FCA Register. Important: Your home may be repossessed if you do not keep up repayments on your mortgage, and you should think carefully before securing other debts against your home. Mortgage118 does not charge consumers. If you have a complaint about a mortgage broker, contact the Financial Ombudsman Service. Mortgage brokers are not covered by the Financial Services Compensation Scheme (FSCS) for mortgage advice — check with your broker directly about their professional indemnity insurance. Mattison Elm Ltd trading as Mortgage118 — Company No. 09831228 — Registered at 7 Bell Yard, London WC2A 2JR.
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