How many mortgage brokers are in Southend?

49 FCA-regulated firms are listed for Southend. Common focus areas include Buy-to-Let, Commercial, Bridging, Adverse Credit, Ltd Co.

Why use a mortgage broker in Southend instead of only my bank?

Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Southend often know which underwriters are comfortable with nearby property types and survey quirks. First-time buyers should look at Help to Buy alternatives and shared ownership schemes still available through local housing associations. A broker can navigate the various schemes specific to this region.

What does mortgage advice typically cost in Southend?

Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.

What should I check before choosing a broker in Southend?

Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Can I get a mortgage in Southend with adverse credit?

Often yes. Southend has advisers who work with specialist lenders when high-street banks say no. Earlier advice usually means more routes stay open.

Mortgage Brokers in Southend, East of England

Q: What do typical property prices look like in Southend?

The average price in our data is £338,002 (up 1.5% year-on-year). The East of England saw 1.5% growth in 2025. Cambridge continues to outperform on prices, while areas like Suffolk and Norfolk offer better value. New-build developments along transport corridors are expanding the commuter belt.

About Southend

Plain-English context for buyers and people remortgaging — what the market looks like, how advice works here, and what to do next.

Compact table of top mortgage brokers in Southend
#	Broker	Verified	Rating
1	Melissa - Aura Mortgages - Rochford, Essex	Unverified	5.0 (3)
2	Mortgage Simple Mortgage Broker Leigh-On-Sea	Unverified	5.0 (24)
3	yay mortgages	Unverified	5.0 (3)
4	South Essex Mortgages	Unverified	5.0 (35)
5	Easyswitch Mortgages	Unverified	5.0 (5)
6	Gateway Financial Advisors	Unverified	5.0 (1)
7	Elite Home Mortgages Limited	Unverified	5.0 (6)
8	London & Essex Mortgage Market Ltd	Unverified	5.0 (1)
9	Progressive Financial Solutions	Unverified	5.0 (1)
10	Verifi mortgages	Unverified	5.0 (1)

Local snapshot

Southend (East of England) lists 49 FCA-regulated mortgage brokers on Mortgage118. Typical sold prices here average £338,002 — up 1.5% year-on-year.

The East of England saw 1.5% growth in 2025. Cambridge continues to outperform on prices, while areas like Suffolk and Norfolk offer better value. New-build developments along transport corridors are expanding the commuter belt.

What local advisers focus on

Together they cover Buy-to-Let, Commercial, Bridging, Adverse Credit, Ltd Co, Development — useful whether you are buying for the first time, remortgaging, or building a buy-to-let portfolio.

Quick answers

How many mortgage brokers are in Southend?: 49 FCA-regulated firms are listed for Southend. Common focus areas include Buy-to-Let, Commercial, Bridging, Adverse Credit, Ltd Co.
What do typical property prices look like in Southend?: The average price in our data is £338,002 (up 1.5% year-on-year). The East of England saw 1.5% growth in 2025. Cambridge continues to outperform on prices, while areas like Suffolk and Norfolk offer better value. New-build developments along transport corridors are expanding the commuter belt.
Why use a mortgage broker in Southend instead of only my bank?: Whole-of-market brokers usually scan dozens of lenders, including specialists you cannot walk into on the high street. Local advisers in Southend often know which underwriters are comfortable with nearby property types and survey quirks. First-time buyers should look at Help to Buy alternatives and shared ownership schemes still available through local housing associations. A broker can navigate the various schemes specific to this region.
What does mortgage advice typically cost in Southend?: Many brokers offer a free first conversation. After that, some are paid by lender commission only; others charge a £300–£500 (or similar) fee on application or completion — always confirm fees in writing before you proceed.
What should I check before choosing a broker in Southend?: Confirm FCA regulation on the register, match specialisations to your case (Buy-to-Let, Commercial, Bridging), and read reviews. You want plain-English options, not a single “take it or leave it” product.

Prices and rates

Typical prices £338,000 (regional proxy for East of England).

Annual movement about 1.5% (rising).

Borrowing costs in context

The Bank of England Bank Rate is one input to mortgage pricing; see the Bank base rate page on this site for the figure we publish. The deal you are offered still depends on deposit, term, fixed vs variable, and affordability stress tests — not any single headline rate.

Choosing advice

You can compare 49 firms side by side.

Collective review score is 5.0/5 across 42 brokers with ratings — use it alongside specialisms and fee transparency.

Strongest demand on our list is for Buy-to-Let, Commercial, Bridging, Adverse Credit. Commercial and development lending options appear on the roster — useful if you are outside vanilla residential.

Street-level detail

First-time buyers should look at Help to Buy alternatives and shared ownership schemes still available through local housing associations. A broker can navigate the various schemes specific to this region.

On the ground, a good adviser spots survey quirks, lease issues, and lender overlays that postcode-level stats miss.

Most offer a no-obligation first call so you can sense-check strategy before paying anything.

From application to completion

Shortlist two or three firms from the list above that match your situation (Southend is already filtered for you).
Read profiles for fees, specialisms, and how they prefer to work (phone, video, face-to-face).
Book a first call — use it to test clarity and responsiveness, not just the rate quote.
Agreement in Principle (AIP) — when you are ready, your broker can run this so offers carry more weight with agents and vendors.

Find the Best Mortgage Brokers or Advisers in Southend

Directory snapshot — Southend

Need help choosing a broker?

Top 10 mortgage brokers in Southend

Melissa - Aura Mortgages - Rochford, Essex

Mortgage Simple Mortgage Broker Leigh-On-Sea

yay mortgages

South Essex Mortgages

Easyswitch Mortgages

Gateway Financial Advisors

Elite Home Mortgages Limited

London & Essex Mortgage Market Ltd

Progressive Financial Solutions

Verifi mortgages

More areas in East of England

Explore Postcode Districts Near Southend

Market data for Southend

Market data panel